Rolling Hills Bank & Trust: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Rolling Hills Bank & Trust of Atlantic, IA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.49% | 1.25% | +0.24% | 62nd above |
| ROAE | 11.54% | 12.22% | -0.68% | 44th below |
| Net Interest Margin | 4.10% | 3.95% | +0.15% | 58th above |
| Efficiency Ratio | 49.14% | 63.71% | -14.57% | 82nd top |
| PPNR / Avg Assets | 2.10% | — | — | 76th top |
| Yield on Earning Assets | 5.67% | 5.67% | +0.00% | 53rd above |
| Cost of Funds | 1.73% | 1.87% | -0.14% | 54th above |
| Net Interest Spread | 3.49% | — | — | 58th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.30% | 0.88% | -0.58% | 57th above |
| NPA / Total Assets | 0.23% | — | — | 57th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 43rd below |
| ACL / Total Loans | 1.11% | — | — | 40th below |
| ACL / NPLs (Coverage) | 375.90% | — | — | 64th above |
| Texas Ratio | 1.87% | 5.96% | -4.09% | 59th above |
| Provision / NCO | 3750.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.85% | 11.75% | +0.10% | 63rd above |
| Equity / Assets | 13.09% | 10.98% | +2.11% | 79th top |
| TCE / Tangible Assets | 11.81% | — | — | 71st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.93% | 80.44% | +11.49% | 24th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.03% | 86.95% | +0.08% | 39th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.21% | — | — | 48th below |
| Loan Growth (Y/Y) | 5.47% | — | — | 50th above |
| Deposit Growth (Y/Y) | 6.38% | — | — | 66th above |
See Rolling Hills Bank & Trust's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Rolling Hills Bank & Trust, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Rolling Hills Bank & Trust profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Rolling Hills Bank & Trust peer analysis.