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Royal Business Bank: Return on Equity

8.26% Ranks #2,768 of 3,614 U.S. banks · 23rd percentile

Data as of · sourced from FFIEC call reports. How we update

Royal Business Bank reported a return on equity of 8.26% as of Q2 2026, ranking #2,768 of 3,614 U.S. banks (23rd percentile). That is up 0.80 percentage points from 7.46% a year earlier, and below the 12.58% median of the 855 Large Community Banks ($1B–$10B in assets). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 8.26%
Q1 2026 8.27%
Q4 2025 7.53%
Q3 2025 7.66%
Q2 2025 7.46%
Q1 2025 2.44%
Q4 2024 3.83%
Q3 2024 5.50%
Q2 2024 5.66%
Q1 2024 6.38%
Q4 2023 9.25%
Q3 2023 7.09%

National Context

Latest value 8.26%
National rank#2,768 of 3,614
Percentile 23rd
12-quarter low2.44%
12-quarter high9.25%
Full rankingView leaderboard

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Read ROE together with ROA and the equity-to-assets ratio. ROE equals ROA times the ratio of assets to equity, so a bank can raise ROE by holding less capital without earning more on its assets; a high ROE built on thin capital is weaker than the same ROE built on a high ROA. Subchapter S banks pay no income tax at the bank level, so their ROE runs higher than a C corporation bank with the same pretax earnings. Share buybacks shrink equity and lift ROE with no change in profit.

Full definition & formula →

Frequently asked questions

What is Royal Business Bank's Return on Equity?

Royal Business Bank's Return on Equity was 8.26% as of Q2 2026, ranking #2768 of 3,614 U.S. banks.

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Royal Business Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 58816) · FFIEC NIC profile (RSSD 3835454)