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Royal Business Bank: Return on Assets

1.17% Ranks #2,112 of 3,613 U.S. banks · 42nd percentile

Data as of · sourced from FFIEC call reports. How we update

Royal Business Bank reported a return on assets of 1.17% as of Q2 2026, ranking #2,112 of 3,613 U.S. banks (42nd percentile). That is up 0.07 percentage points from 1.10% a year earlier, and below the 1.29% median of the 854 Large Community Banks ($1B–$10B in assets). Return on Assets (ROA) measures net income divided by average total assets, the single most-watched US banking profitability metric.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 1.17%
Q1 2026 1.20%
Q4 2025 1.07%
Q3 2025 1.08%
Q2 2025 1.10%
Q1 2025 0.37%
Q4 2024 0.57%
Q3 2024 0.85%
Q2 2024 0.88%
Q1 2024 0.95%
Q4 2023 1.38%
Q3 2023 1.05%

National Context

Latest value 1.17%
National rank#2,112 of 3,613
Percentile 42nd
12-quarter low0.37%
12-quarter high1.38%
Full rankingView leaderboard

What is the Return on Assets?

Return on assets (ROA) is a bank's annualized net income divided by its average total assets, expressed as a percentage. It shows how much profit the bank earns on each dollar of its balance sheet, whatever its size or capital structure.

Read ROA against peers of the same size and business model, then check what is driving it. A high ROA from a wide net interest margin is more durable than one lifted by a one-time securities gain or a release of loan loss reserves. Subchapter S banks pay no income tax at the bank level, so their after-tax ROA runs higher than a C corporation bank with the same pretax earnings; compare them on pretax ROA. A bank with heavy trust or fee businesses can post a high ROA on a small balance sheet.

Full definition & formula →

Frequently asked questions

What is Royal Business Bank's Return on Assets?

Royal Business Bank's Return on Assets was 1.17% as of Q2 2026, ranking #2112 of 3,613 U.S. banks.

What is the Return on Assets?

Return on assets (ROA) is a bank's annualized net income divided by its average total assets, expressed as a percentage. It shows how much profit the bank earns on each dollar of its balance sheet, whatever its size or capital structure.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Royal Business Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 58816) · FFIEC NIC profile (RSSD 3835454)