Rushford State Bank (Incorporated): Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 1.64 percentage points in Q2 2026, from 61.16% to 62.80%. It was the largest change from Q1 2026 among the key lines here. Rushford State Bank (Incorporated) ranks 193rd of 221 Minnesota banks on loan-to-deposit ratio, in the lower half at 55.72% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Rushford State Bank (Incorporated) sits 25.12 points lower, at 55.72% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $27.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $52.2M |
| Fed funds sold and reverse repos | $9.5M |
| Fed funds sold and reverse repos to assets | 8.25% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 55.72% |
| Net loans and leases to deposits | 55.24% |
| Loans and leases to core deposits | 62.80% |
| Core deposits to total deposits | 88.72% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 59.87% | 89.44% | $654K | $5.0M |
| Q4 2023 | 58.88% | 89.71% | $0 | $5.0M |
| Q1 2024 | 59.48% | 91.40% | $0 | $5.0M |
| Q2 2024 | 63.22% | 91.60% | $123K | $0 |
| Q3 2024 | 62.83% | 91.83% | $0 | $0 |
| Q4 2024 | 61.67% | 92.17% | $0 | $0 |
| Q1 2025 | 59.49% | 89.89% | $0 | $0 |
| Q2 2025 | 61.55% | 89.72% | $0 | $0 |
| Q3 2025 | 62.96% | 88.94% | $0 | $0 |
| Q4 2025 | 58.55% | 88.72% | $0 | $0 |
| Q1 2026 | 54.65% | 89.36% | $0 | $0 |
| Q2 2026 | 55.72% | 88.72% | $0 | $0 |
Rushford State Bank (Incorporated) liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Rushford State Bank (Incorporated), freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Rushford State Bank (Incorporated) profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11411) · FFIEC NIC profile (RSSD 884657)