Rushford State Bank (Incorporated): Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Rushford State Bank (Incorporated) of Rushford, MN against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.12% | 1.35% | -1.47% | 4th bottom |
| ROAE | -1.63% | 13.32% | -14.95% | 4th bottom |
| Net Interest Margin | -2.61% | 3.93% | -6.54% | 0th bottom |
| Efficiency Ratio | 87.39% | 61.13% | +26.26% | 8th bottom |
| PPNR / Avg Assets | -0.34% | 1.68% | -2.02% | 2nd bottom |
| Yield on Earning Assets | -4.04% | 5.67% | -9.71% | 0th bottom |
| Cost of Funds | -1.47% | 1.88% | -3.35% | 100th top |
| Net Interest Spread | -2.11% | 3.32% | -5.43% | 0th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.77% | 0.94% | +1.83% | 8th bottom |
| NPA / Total Assets | 1.41% | 0.70% | +0.71% | 13th bottom |
| NCO / Avg Loans | -0.21% | 0.16% | -0.37% | 98th top |
| ACL / Total Loans | 0.85% | 1.28% | -0.43% | 14th bottom |
| ACL / NPLs (Coverage) | 30.76% | 1546.30% | -1515.54% | 4th bottom |
| Texas Ratio | 19.53% | 7.34% | +12.19% | 8th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.38% | 19.49% | -6.11% | 32nd below |
| Tier 1 Ratio | 13.38% | 19.52% | -6.14% | 32nd below |
| Total Capital Ratio | 14.24% | 20.61% | -6.37% | 29th below |
| Leverage Ratio | 7.02% | 12.14% | -5.12% | 0th bottom |
| Equity / Assets | 8.34% | 11.37% | -3.03% | 18th bottom |
| TCE / Tangible Assets | 6.90% | 11.08% | -4.18% | 7th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 55.72% | 80.66% | -24.94% | 87th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.72% | 86.85% | +1.87% | 48th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.55% | 6.84% | +1.71% | 78th top |
| Loan Growth (Y/Y) | -3.93% | 7.92% | -11.85% | 10th bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.12% | 6.29% | -0.17% | 65th above |
See Rushford State Bank (Incorporated)'s peers by name
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Unlock Rushford State Bank (Incorporated), freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Rushford State Bank (Incorporated) profile, how to read a UBPR, or how this data updates.