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Bank call report · Indiana, PA

S & T Bank Call Report

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S & T Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 555 reported line items, schedule by schedule (896 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

S & T Bank call report filing details
Call report formFFIEC 041
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID936426
FDIC certificate number11124
Total assets$9.94B

Official Q2 2026 call report PDF (FFIEC) →

S & T Bank call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.

Schedule RC: Balance Sheet (30 items)

About Schedule RC · S & T Bank balance sheet trends

S & T Bank Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $9.94B
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $9.94B
Total Liabilities and Minority Interest RCON2948 $8.56B
Total Deposits RCON2200 $8.13B
Loans and Leases, Net of Unearned Income - Totals RCONB528 $8.06B
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $7.97B
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $5.87B
Deposits: Noninterest-bearing RCON6631 $2.26B
Total Equity Capital RCON3210 $1.37B
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $1.37B
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $1.01B
Undivided Profits and Capital Reserves RCON3632 $717.2M
Surplus RCON3839 $704.4M
Intangible Assets RCON2143 $380.2M
Goodwill RCON3163 $373.4M
Other Assets RCON2160 $232.5M
Other Borrowed Money RCON3190 $225.8M
Other Liabilities, Total RCON2930 $184.6M
Interest-bearing Balances RCON0071 $146.0M
Allowance for Loan and Lease Losses RCON3123 $93.3M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $79.5M
Noninterest-bearing Balances and Currency and Coin RCON0081 $71.4M
Accumulated Other Comprehensive Income RCONB530 -$49.3M
Direct and Indirect Investments in Real Estate Ventures RCON3656 $33.4M
Subordinated Notes and Debentures RCON3200 $25.0M
Trading Assets, Total RCON3545 $12.2M
Loans and Leases Held for Sale RCON5369 $4.7M
Common Stock RCON3230 $1.5M
Equity securities with readily determinable fair values not held for trading RCONJA22 $266K
Investments and Unconsolidated Subsidiaries and Associated Companies RCON2130 $19K
Schedule RI: Income Statement (57 items)

About Schedule RI · S & T Bank income statement trends

S & T Bank Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $254.3M
Interest and Fee Income on Loans, Total RIAD4010 $232.3M
Net Interest Income RIAD4074 $180.1M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $117.5M
Total Noninterest Expense RIAD4093 $117.0M
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $91.1M
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $91.0M
Total Interest Expense RIAD4073 $74.3M
Income (Loss) Before Discontinued Operations RIAD4300 $73.0M
Net Income (Loss) RIAD4340 $73.0M
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $73.0M
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $66.6M
Salaries and Employee Benefits RIAD4135 $65.4M
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $36.1M
Other Noninterest Expense RIAD4092 $35.5M
Total Noninterest Income RIAD4079 $32.1M
Savings Deposits (Including Mmdas) RIAD0093 $31.3M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $24.8M
Applicable Income Taxes RIAD4302 $18.1M
Expenses of Premises and Fixed Assets RIAD4217 $15.7M
Other Noninterest Income RIADB497 $14.8M
Interest and Dividend Income on Securities: Mortgage-backed Securities RIADB489 $13.7M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $11.4M
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $9.0M
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $8.1M
Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. RIAD4313 $4.3M
Fees and Commissions from Securities Brokerage RIADC886 $4.3M
Interest on Other Securities RIAD4060 $4.3M
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $3.6M
Service Charges on Deposits in Domestic Office Overdraft Related for Individuals RIADH032 $3.6M
Service Charges on Deposits in Domestic Office All Other RIADH035 $3.6M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $3.1M
Provision for Loan and Lease Losses RIAD4230 $2.8M
Interest Income on Balances Due from Depository Institutions RIAD4115 $2.6M
Interest on Trading Liabilities and Other Borrowed Money RIAD4185 $2.5M
Provisions for Credit Losses on Financial Assets RIADJJ33 $2.4M
Realized Gains (Losses) on Available-for-sale Debt Securities RIAD3196 -$1.7M
Trading Revenue RIADA220 $1.4M
Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes RIAD4513 $1.1M
Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RIADB488 $1.1M
Interest on Notes and Debentures Subordinated to Deposits RIAD4200 $698K
Net Servicing Fees RIADB492 $482K
Other Interest Income RIAD4518 $477K
Service Charges on Deposits in Domestic Office Atm-related for Individuals RIADH034 $473K
Service Charges on Deposits in Domestic Office Maintenance for Individuals RIADH033 $438K
Income from Other Insurance and Reinsurance Activities RIADC387 $370K
Amortization Expense and Impairment Losses Intangible Assets RIADC232 $364K
Net Gains (Losses) on Sales of Loans RIAD5416 $171K
Investment Banking, Advisory, and Underwriting Fees and Commissions RIADC888 $119K
Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. RIAD4507 $68K
Unrealized holding gains (losses) on equity securities not held for trading RIADHT70 $57K
Net Gains (Losses) on Sales of Other Assets (Excluding Securities) RIADB496 $16K
Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase RIAD4180 $13K
Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices RIAD4024 $9K
Fees and Commissions from Annuity Sales RIADC887 $1K
Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) RIAD8431 $1K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 1,191
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)

About Schedule RC-A

S & T Bank Schedule RC-A, Q2 2026
Line item Code Q2 2026
Cash and Balances Due from Depository Institutions RCON0010 $217.4M
Balances Due from Federal Reserve Banks RCON0090 $145.6M
Cash Items in Process of Collection and Unposted Debits RCON0020 $40.0M
Currency and Coin RCON0080 $24.5M
Balances Due from Depository Institutions in the U.S. RCON0082 $7.2M
Schedule RC-B: Securities (30 items)

About Schedule RC-B · S & T Bank securities trends

S & T Bank Schedule RC-B, Q2 2026
Line item Code Q2 2026
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost RCONG302 $2.4M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value RCONG303 $2.1M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost RCONG306 $34.3M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value RCONG307 $29.8M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost RCONG314 $677.1M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value RCONG315 $641.9M
Total Amortized Cost of Available-for-sale Securities RCON1772 $1.06B
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS RCONA562 $524.2M
Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost RCONHT60 $254.0M
Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost RCONPV00 $254.0M
Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value RCONHT61 $249.3M
Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value RCONPV01 $249.3M
Pledged Securities RCON0416 $244.9M
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS RCONA561 $127.2M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years RCONA553 $123.8M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $121.3M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA552 $62.1M
Amortized Cost of Available-for-sale U.S. Treasury Securities RCON1286 $55.4M
Fair Value of Available-for-sale U.S. Treasury Securities RCON1287 $54.4M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years RCONA559 $25.8M
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCONA248 $20.3M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA550 $20.0M
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value RCONK145 $18.7M
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost RCONK144 $18.6M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost RCONK152 $9.6M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value RCONK153 $9.5M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years RCONA560 $5.9M
Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8499 $4.8M
Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8498 $4.8M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA557 $257K
Schedule RC-C, Part I: Loans and Leases (42 items)

About Schedule RC-C, Part I · S & T Bank loans and leases trends

S & T Bank Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $8.06B
Pledged Loans and Leases RCONG378 $5.89B
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $3.37B
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $2.39B
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $1.80B
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $1.25B
Commercial and Industrial Loans RCON1766 $1.18B
Commercial and Industrial Loans to U.S. Addressees RCON1763 $1.18B
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $868.9M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $863.2M
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $728.1M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $630.7M
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $594.5M
Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RCON1797 $554.4M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $526.2M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $505.9M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $480.3M
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $454.4M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $349.2M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $309.6M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $229.2M
Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. RCON2107 $205.4M
Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions RCONJ454 $198.0M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $126.7M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $92.9M
Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans RCONB539 $60.5M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens RCON5368 $50.0M
Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above RCONLE75 $48.7M
Loans Secured by 1-4 Family Residential Construction RCONF158 $46.2M
Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms RCONHK25 $22.4M
Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans RCONK256 $22.4M
Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) RCONK163 $22.4M
Real Estate Loans Secured by Farmland RCON1420 $16.7M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA575 $16.5M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $10.7M
Other Loans RCONJ464 $9.4M
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) RCONK137 $8.8M
Loans for purchasing or carrying securities, including margin loans RCON1545 $6.1M
Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) RCONJ451 $3.3M
Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) RCONF577 $518K
Loans to Finance Agricultural Production and Other Loans to Farmers RCON1590 $214K
Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices RCONF576 $64K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)

About Schedule RC-C, Part II

S & T Bank Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $355.4M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $123.0M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $58.9M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $49.1M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $48.8M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $9.8M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5581 $4.0M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5583 $2.4M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5579 $850K
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5585 $113K
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5587 $101K
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 2,919
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 912
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 665
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 618
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 513
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 270
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5580 35
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5578 21
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5582 15
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5584 9
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5586 1
Schedule RC-D: Trading Assets and Liabilities (1 item)

About Schedule RC-D

S & T Bank Schedule RC-D, Q2 2026
Line item Code Q2 2026
Other Trading Assets (in Domestic Offices) RCON3541 $12.2M
Schedule RC-E: Deposit Liabilities (35 items)

About Schedule RC-E · S & T Bank deposit liabilities trends

S & T Bank Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $5.11B
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $4.78B
Total Transaction Accounts RCON2215 $3.02B
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $2.84B
Total Demand Deposits (See Note Below) RCON2210 $2.51B
Money Market Deposit Accounts (Mmda's) RCON6810 $2.23B
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $1.31B
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations RCONP757 $1.00B
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP756 $1.00B
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $882.0M
Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP753 $876.7M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $875.9M
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP758 $820.5M
Total Time Deposits of Less Than $100,000 RCON6648 $810.5M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $608.5M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $580.6M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $575.1M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $437.8M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $338.6M
Total reciprocal deposits RCONJH83 $334.1M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $324.5M
Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP754 $305.2M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $242.1M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $214.0M
Sweep deposits: Fully insured, non-affiliate sweep deposits RCONMT91 $211.6M
Total sweep deposits that are not brokered deposits RCONMT95 $211.6M
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $174.4M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $56.9M
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations RCONP759 $54.4M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $42.4M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK15 $15.7M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $15.0M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $12.2M
Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. RCONB551 $5.3M
Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. RCONB552 $4.2M
Schedule RC-F: Other Assets (9 items)

About Schedule RC-F

S & T Bank Schedule RC-F, Q2 2026
Line item Code Q2 2026
Other Assets RCON2168 $59.8M
Life Insurance Assets: Separate Account Life Insurance Assets RCONK202 $48.4M
Accrued Interest Receivable RCONB556 $35.7M
First Itemized Amount That Exceeds 25% of All Other Assets (2168) RCON3549 $35.0M
Net Deferred Tax Assets RCON2148 $34.6M
Life Insurance Assets: General Account Life Insurance Assets RCONK201 $33.4M
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $15.8M
Prepaid Expenses RCON2166 $14.5M
Life Insurance Assets: Hybrid Account Life Insurance Assets RCONK270 $4.8M
Schedule RC-G: Other Liabilities (5 items)

About Schedule RC-G

S & T Bank Schedule RC-G, Q2 2026
Line item Code Q2 2026
All Other Liabilities RCON2938 $147.4M
Operating lease liabilities RCONLB56 $43.7M
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $18.8M
Other Expenses Accrued and Unpaid RCON3646 $12.5M
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $6.0M
Schedule RC-K: Quarterly Averages (17 items)

About Schedule RC-K · S & T Bank quarterly averages trends

S & T Bank Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $9.88B
Quarterly Average of Total Loans RCON3360 $8.00B
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $3.96B
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $3.13B
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $2.39B
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $1.38B
Quarterly Average of Commercial and Industrial Loans RCON3387 $1.17B
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $777.2M
Mortgage-backed Securities RCONB559 $704.3M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $611.5M
All Other Securities RCONB560 $261.4M
Quarterly Average of Other Borrowed Money RCON3355 $132.0M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $127.0M
U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RCONB558 $84.6M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $82.5M
Quarterly Average of Assets Held in Trading Accounts RCON3401 $9.9M
Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers RCON3386 $272K
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (20 items)

About Schedule RC-L · S & T Bank derivatives and off-balance-sheet items trends

S & T Bank Schedule RC-L, Q2 2026
Line item Code Q2 2026
Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Trading RCONA126 $1.68B
Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps RCON3450 $1.64B
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $850.7M
Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties RCON3814 $800.5M
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $573.1M
Other Unused Commitments: All Other Unused Commitments RCONJ459 $284.4M
Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market RCON8725 $253.1M
All Other Off-balance Sheet Liabilities RCON3430 $157.0M
Purchased OTC Interest Rate Option Contracts RCON8713 $144.0M
Written OTC Interest Rate Option Contracts RCON8709 $144.0M
Other unused commitments: Loans to nondepository financial institutions RCONPV11 $68.3M
1-4 Family Residential Construction Loan Commitments RCONF164 $46.3M
Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Trading RCON8737 $35.2M
Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Trading RCON8733 $35.0M
Financial Standby Letters of Credit and Foreign Office Guarantees RCON3819 $31.7M
Performance Standby Letters of Credit RCON3821 $31.1M
Commercial and Similar Letters of Credit RCON3411 $3.7M
Interest Rate Futures Contracts RCON8693 $3.1M
Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCON8745 $1.7M
Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCON8741 $60K
Schedule RC-M: Memoranda (10 items)

About Schedule RC-M · S & T Bank memoranda trends

S & T Bank Schedule RC-M, Q2 2026
Line item Code Q2 2026
FHLB Advances (Loans) Due in One Year or Less RCON2651 $225.0M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less RCONF055 $225.0M
Estimated Fair Value of Mortgage Servicing Assets RCONA590 $8.0M
Mortgage Servicing Assets RCON3164 $4.9M
Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests RCON6164 $3.4M
All other intangible assets RCONJF76 $1.9M
Secured Liabilities: Amount of 'Other Borrowings' That Are Secured RCONF065 $773K
Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years RCONF063 $599K
Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONF061 $174K
Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations RCON6165 3
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (28 items)

About Schedule RC-N · S & T Bank past due and nonaccrual loans, leases, and other assets trends

S & T Bank Schedule RC-N, Q2 2026
Line item Code Q2 2026
Total Loans and Lease Finance Receivables: Nonaccrual RCON1403 $40.2M
Commercial and Industrial Loans - Nonaccrual RCON1608 $16.8M
Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual RCONHK28 $14.3M
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $13.5M
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural RCONC229 $11.3M
Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual RCONK122 $10.2M
Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual RCONK259 $10.2M
Additions to Nonaccrual Assets RCONC410 $9.4M
Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual RCONF183 $7.3M
Nonaccrual Assets Sold During the Quarter RCONC411 $7.0M
Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF179 $6.1M
Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual RCONK119 $3.5M
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing RCONC236 $2.7M
Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing RCON5398 $2.6M
Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual RCON5400 $2.4M
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual RCONF182 $1.7M
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing RCONK216 $976K
Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual RCONF663 $608K
Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing RCON1606 $509K
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF178 $361K
Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual RCON3501 $298K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing RCONC238 $141K
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual RCONK218 $131K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural RCONC230 $107K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing RCONK213 $70K
Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing RCON3499 $61K
Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Nonaccrual RCONK116 $18K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual RCONK215 $9K
Schedule RC-O: Other Data for Deposit Insurance Assessments (14 items)

About Schedule RC-O · S & T Bank other data for deposit insurance assessments trends

S & T Bank Schedule RC-O, Q2 2026
Line item Code Q2 2026
Subordinated Notes and Debentures with a Remaining Maturity of Over Five Years RCONG472 $25.0M
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $9.88B
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $8.15B
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $4.74B
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $3.19B
Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid RCON5597 $2.91B
Average Tangible Equity for the Calendar Quarter RCONK654 $1.05B
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $189.4M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $25.4M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 282,093
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 9,580
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 4,198
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 61
Averaging Method Used RCONK653 1
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)

About Schedule RC-P

S & T Bank Schedule RC-P, Q2 2026
Line item Code Q2 2026
Retail originations during the quarter of 1-4 family residential mortgage loans for sale RCONHT81 $7.3M
Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading RCONFT05 $4.7M
Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter RCONFT04 $3.3M
Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans RIADHT85 $276K
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (20 items)

About Schedule RC-Q

S & T Bank Schedule RC-Q, Q2 2026
Line item Code Q2 2026
Other Trading Assets - Level 1 Fair Value Measurements RCONG499 $12.2M
Other Trading Assets - Total Fair Value Reported on Schedule Rc RCONG497 $12.2M
Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc RCONG502 $1.06B
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes RCONJA36 $1.01B
Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements RCONG505 $991.1M
Available-for-sale Securities - Level 2 Fair Value Measurements RCONG476 $956.1M
Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements RCONG504 $66.8M
Available-for-sale Securities - Level 1 Fair Value Measurements RCONG475 $54.6M
All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements RCONG569 $36.9M
All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc RCONG566 $36.9M
All Other Liabilities - Level 2 Fair Value Measurements RCONG808 $36.9M
All Other Liabilities - Total Fair Value Reported on Balance Sheet RCONG805 $36.9M
Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements RCONG534 $36.9M
Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc RCONG531 $36.9M
All Other Assets - Total Fair Value Reported on Schedule Rc RCONG391 $35.1M
All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements RCONG544 $35.0M
All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc RCONG541 $35.0M
All Other Assets - Level 2 Fair Value Measurements RCONG396 $35.0M
All Other Assets - Level 3 Fair Value Measurements RCONG804 $91K
Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements RCONG506 $91K
Schedule RC-R: Regulatory Capital (2 items)

About Schedule RC-R · S & T Bank regulatory capital trends

S & T Bank Schedule RC-R, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% RCONB704 $7.90B
Excess Allowance for Loan and Lease Losses RCONA222 $650K
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (28 items)

About Schedule RC-R, Part I · S & T Bank regulatory capital components and ratios trends

S & T Bank Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average total consolidated assets RCOAKW03 $9.88B
Average Total Assets (Net of Deductions) RCOAA224 $9.52B
Risk-weighted Assets (Net of Allowances and Other Deductions) RCOAA223 $7.90B
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $1.37B
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCOA3792 $1.17B
Common Equity Tier 1 Capital RCOAP859 $1.05B
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $1.05B
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $1.05B
Retained Earnings RCOAKW00 $717.2M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $705.9M
Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) RCOAP875 $374.9M
Goodwill Net of Associated Deferred Tax Liabilities (Dtls) RCOAP841 $373.4M
Tier 2 (Supplementary) Capital RCOA5311 $123.7M
Tier 2 Capital Before Deductions RCOAP870 $123.7M
General Loan and Lease Valuation Allowances RCOA5310 $98.7M
Accumulated Other Comprehensive Income RCOAB530 -$49.3M
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$35.9M
Tier 2 Capital Instruments Plus Related Surplus RCOAP866 $25.0M
Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP847 -$12.2M
Less:other Deductions from Assets for Leverage Capital Purposes RCOAB596 -$12.2M
Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls RCOAP842 $1.5M
Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP846 -$1.2M
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCOA7205 0.1484
Common Equity Tier 1 Capital Ratio RCOAP793 0.1328
Tier 1 Risk-based Capital Ratio RCOA7206 0.1328
Tier 1 Leverage Capital Ratio RCOA7204 0.1102
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCOAH311 0.0684
Schedule RC-R, Part II: Risk-Weighted Assets (91 items)

About Schedule RC-R, Part II · S & T Bank risk-weighted assets trends

S & T Bank Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCONS580 $7.90B
Total Risk-weighted Assets RCONG641 $7.90B
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCONG637 $6.35B
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCONG633 $6.35B
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCOND990 $5.74B
Total Loans and Leases, Net of Unearned Income, All Other Exposures RCONS457 $5.48B
Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category RCONS462 $5.26B
Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCONS439 $2.51B
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category RCONG632 $2.49B
Total Balance Sheet Assets - 50 Pct Risk Weight Category RCOND989 $2.49B
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS442 $2.27B
Unconditionally Cancellable Commitments RCONS540 $1.41B
Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category RCONG636 $1.25B
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years RCONS583 $1.22B
Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount RCONG624 $1.04B
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value RCONJA21 $1.01B
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCONG631 $796.9M
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCOND988 $757.4M
Total All Other Assets RCOND981 $725.7M
Available-for-sale Securities - 20 Pct Risk Weight Category RCOND968 $691.9M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCONG630 $553.0M
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCOND987 $553.0M
Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount RCONG625 $521.3M
Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category RCONG629 $511.7M
All Other Assets - Adjustments to Totals Reported in Column a RCONS469 $416.4M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less RCONS582 $398.9M
Available-for-sale Securities - 0 Pct Risk Weight Category RCOND967 $364.3M
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCONS500 $275.6M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category RCONS443 $240.5M
All Other Assets - 100 Pct Risk Weight Category RCOND985 $224.4M
Total Cash and Balances Due from Depository Institutions RCOND957 $217.4M
Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category RCONS461 $205.4M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years RCONS584 $171.8M
Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category RCOND958 $170.1M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount RCONS525 $168.3M
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCONG635 $159.4M
Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category RCONS572 $108.5M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category RCONS561 $72.4M
Total Balance Sheet Assets - 150 Pct Risk Weight Category RCONS503 $65.1M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount RCONH296 $51.3M
Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount RCONH300 $51.3M
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCOND959 $47.2M
Available-for-sale Securities - Adjustment to Totals Reported in Column a RCONS402 -$45.8M
Over-the-counter Derivatives - Credit Equivalent Amount RCONS542 $43.5M
Over-the-counter Derivatives - 20 Pct Risk Weight Category RCONS545 $39.6M
Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category RCONS447 $36.9M
Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures RCONS445 $36.9M
Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules RCONG642 $34.8M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% RCONS530 $33.7M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount RCONS526 $33.7M
Financial Standby Letters of Credit - 100 Pct Risk Weight Category RCOND996 $31.7M
Financial Standby Letters of Credit - Credit Equivalent Amount RCOND992 $31.7M
Financial Standby Letters of Credit - Face, Notional, or Other Amount RCOND991 $31.7M
Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount RCOND997 $31.1M
Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category RCONS455 $26.4M
Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual RCONS449 $26.4M
All Other Assets - 20 Pct Risk Weight Category RCOND983 $17.6M
Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category RCONS459 $16.9M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount RCONH297 $15.9M
Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category RCONG605 $15.6M
Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount RCOND998 $15.6M
All Other Off- Balance Sheet Liabilities - 100 Pct Risk Weight Category RCONG623 $12.8M
All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount RCONG619 $12.8M
All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount RCONG618 $12.8M
Total Trading Assets RCOND976 $12.2M
Trading Assets - 100 Pct Risk Weight Category RCOND980 $12.2M
Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category RCONS573 $12.2M
All Other Assets - 50 Pct Risk Weight Category RCOND984 $7.7M
Unused Commitments, Original Maturity Exceeding One Year - 150 Pct Risk Weight Category RCONS539 $7.3M
All Other Assets - 250 Pct Risk Weight Category RCONH293 $4.9M
The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% RCONS504 $4.9M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category RCONS562 $4.9M
Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS416 $4.7M
Total Loans and Leases Held for Sale, Residential Mortgage Exposures RCONS413 $4.7M
Risk-weighted Assets by Risk-weighted Category - 1250 Pct Risk Weight Category RCONS579 $4.2M
Over-the-counter Derivatives - 100 Pct Risk Weight Category RCONS547 $3.9M
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount RCONG606 $3.7M
Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category RCONG628 $2.4M
Off-balance Sheet Securitization Exposures - Gross-up Risk Weight Exposure, by Calculation Method RCONS499 $1.9M
Allocation by Risk Weight Category 150%, All Other Assets RCONH185 $1.8M
All Other Assets - 0 Pct Risk Weight Category RCOND982 $1.6M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - Adjustments to Totals Reported in Column a RCONS440 -$905K
Loans and Leases, Net of Unearned Income, All Other Exposures - Adjustments to Totals Reported in Column a RCONS458 -$768K
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category RCONG611 $747K
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount RCONG607 $747K
Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category RCONS460 $566K
Total Off-balance Sheet Securitization Exposures RCONS495 $541K
Off-balance Sheet Securitization Exposures - 1250 Pct Risk Weight Exposure, by Calculation Method RCONS497 $332K
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 1250 Pct Risk Weight Category RCONS568 $332K
Available-for-sale Securities - 100 Pct Risk Weight Category RCOND970 $265K
Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a RCONS496 $209K
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (7 items)

About Schedule RC-S

S & T Bank Schedule RC-S, Q2 2026
Line item Code Q2 2026
Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements RCONB805 $573.4M
Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans RCONB790 $27.0M
Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - All Other Loans RCONB796 $7.4M
Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: All Other Loans RCONB803 $7.4M
Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans RCONB797 $541K
Outstanding Principal Balance of Assets Serviced for Others Including Participations Serviced for Others: 1-4 Family Residential Mortgage Serviced for Others That Are in the Process of Foreclosure at Quarter-end (Includes Closed-end and Open-end Loans) RCONF699 $213K
Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements RCONB804 $127K
Schedule RC-T: Fiduciary and Related Services (28 items)

About Schedule RC-T

S & T Bank Schedule RC-T, Q2 2026
Line item Code Q2 2026
Total Fiduciary Accounts - Managed Assets RCONB894 $541.1M
Personal Trust and Agency Accounts - Managed Assets RCONB868 $369.5M
Investment Management Agency Accounts - Managed Assets RCONB886 $79.9M
Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets RCONJ255 $76.1M
Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets RCONJ259 $15.6M
Other Retirement Accounts - Managed Assets RCONB880 $15.6M
Custody and Safekeeping Accounts - Non-managed Assets RCONB898 $10.3M
Total Fiduciary Accounts - Non-managed Assets RCONB895 $8.8M
Personal Trust and Agency Accounts - Non-managed RCONB869 $8.6M
Income from Fiduciary Activities RIAD4070 $2.3M
Personal Trust and Agency Accounts RIADB904 $1.5M
Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts RIADJ315 $383K
Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts RIADJ316 $293K
Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset RCONJ260 $164K
Other Retirement Accounts - Non-managed Assets RCONB881 $164K
Other Retirement Accounts RIADB907 $86K
Custody and Safekeeping Accounts RIADB909 $14K
Total Fiduciary Accounts - Number of Managed Accounts RCONB896 552
Personal Trust and Agency Accounts - Number of Managed Accounts RCONB870 343
Investment Management Agency Accounts - Number of Managed Accounts RCONB888 97
Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts RCONJ257 77
Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts RCONJ261 35
Other Retirement Accounts - Number of Managed Accounts RCONB882 35
Custody and Safekeeping Accounts - Number of Non-managed Accounts RCONB899 11
Total Fiduciary Accounts - Non-managed Accounts RCONB897 6
Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts RCONJ262 3
Other Retirement Accounts - Number of Non-managed Accounts RCONB883 3
Personal Trust and Agency Accounts - Number of Non-managed Accounts RCONB871 3
Schedule RI-A: Changes in Bank Equity Capital (5 items)

About Schedule RI-A

S & T Bank Schedule RI-A, Q2 2026
Line item Code Q2 2026
Balance End of Previous Calendar Year as Restated RIADB508 $1.46B
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $1.46B
Total Equity Capital RIAD3210 $1.37B
Cash Dividends Declared on Common Stock RIAD4460 $153.2M
Other Comprehensive Income RIADB511 -$7.6M
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (22 items)

About Schedule RI-B, Part I · S & T Bank charge-offs and recoveries on loans and leases trends

S & T Bank Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Charge-offs on Allowance for Loan and Lease Losses RIAD4635 $3.2M
Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs RIADC897 $800K
Charge-offs on Commercial and Industrial Loans RIAD4638 $750K
Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK205 $628K
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $489K
Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens RIADC234 $369K
Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RIAD5411 $262K
Charge-offs on All Other Loans RIAD4644 $212K
Recoveries on Commercial and Industrial Loans RIAD4608 $132K
Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK206 $108K
Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens RIADC217 $73K
1-4 Family Residential Construction Loans, Charge-offs RIADC891 $69K
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries RIADC896 $64K
Recoveries on All Other Loans RIAD4628 $55K
Charge-offs on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens RIADC235 $35K
Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RIAD5412 $33K
Charge-offs on Automobile Loans RIADK129 $25K
Charge-offs on Loans Secured by Multifamily (5 or More) Residential Properties RIAD3588 $21K
Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries RIADC898 $15K
Recoveries on Automobile Loans RIADK133 $7K
Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens RIADC218 $1K
Recoveries on Loans to Credit Cards RIADB515 $1K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)

About Schedule RI-B, Part II · S & T Bank changes in allowances for credit losses trends

S & T Bank Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Allowance for Loan and Lease Losses RIAD3123 $93.3M
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $93.2M
Charge-offs on Allowance for Loan and Lease Losses RIADC079 $3.2M
Provisions for credit losses on off-balance-sheet exposures RIADMG93 -$385K
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)

About Schedule RI-C

S & T Bank Schedule RI-C, Q2 2026
Line item Code Q2 2026
Loans and Leases, Held for Investment, Total, Amortized Cost RCONJJ11 $8.06B
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost RCONJJ05 $3.49B
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost RCONJJ06 $2.40B
Loans and Leases, Held for Investment, Commerical loans, Amortized Cost RCONJJ07 $1.59B
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost RCONJJ04 $500.6M
Loans and Leases, Held for Investment, Total, Allowance Balance RCONJJ19 $93.3M
Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost RCONJJ09 $80.1M
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance RCONJJ13 $34.4M
Loans and Leases, Held for Investment, Commerical loans, Allowance Balance RCONJJ15 $32.7M
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance RCONJJ14 $18.7M
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance RCONJJ12 $5.5M
Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance RCONJJ17 $2.0M
Schedule RI-E: Explanations (7 items)

About Schedule RI-E

S & T Bank Schedule RI-E, Q2 2026
Line item Code Q2 2026
Data Processing Expenses RIADC017 $10.3M
Bank Card and Credit Card Interchange Fees RIADF555 $7.6M
First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) RIAD4464 $3.8M
Marketing and Other Professional Services RIAD0497 $3.3M
First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) RIAD4461 $2.8M
Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) RIAD4462 $1.4M
Earnings On/increase in Value of Cash Surrender Value of Life Insurance RIADC014 $1.2M

S & T Bank call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the S & T Bank call report?

The S & T Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does S & T Bank file?

S & T Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the S & T Bank call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: S & T Bank has Federal Reserve RSSD ID 936426 and FDIC certificate number 11124. Either one finds its filings on the FFIEC Central Data Repository.

How often does S & T Bank file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

S & T Bank financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.