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Safra National Bank of New York: Efficiency Ratio

58.88% Ranks #1,708 of 3,644 U.S. banks · 53rd percentile

Data as of · sourced from FFIEC call reports. How we update

Safra National Bank of New York reported a efficiency ratio of 58.88% as of Q2 2026, ranking #1,708 of 3,644 U.S. banks (53rd percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 58.88%
Q1 2026 63.35%
Q4 2025 64.93%
Q3 2025 61.83%
Q2 2025 79.08%
Q1 2025 54.41%
Q4 2024 71.33%
Q3 2024 52.46%
Q2 2024 72.88%
Q1 2024 46.26%
Q4 2023 91.05%
Q3 2023 48.48%

National Context

Latest value 58.88%
National rank#1,708 of 3,644
Percentile 53rd
12-quarter low46.26%
12-quarter high91.05%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is Safra National Bank of New York's Efficiency Ratio?

Safra National Bank of New York's Efficiency Ratio was 58.88% as of Q2 2026, ranking #1708 of 3,644 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Safra National Bank of New York profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 26876) · FFIEC NIC profile (RSSD 918918)