Sanborn Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Equity capital to total assets edged down by 0.17 percentage points, from 9.57% to 9.40%, the largest move among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.26% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $8.5M |
| Tier 1 capital | $8.5M |
| Total risk-based capital | — |
| Total equity capital | $8.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.40% |
| Tangible equity to tangible assets | 9.13% |
| Equity capital to average assets | 9.45% |
| Internal capital growth rate | 3.57% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $192K |
| Common stock surplus | $1.9M |
| Retained earnings | $6.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$75K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 9.05% | 8.11% | 7.81% |
| Q4 2023 | 9.02% | 8.86% | 8.57% |
| Q1 2024 | 9.23% | 8.82% | 8.53% |
| Q2 2024 | 9.13% | 8.98% | 8.69% |
| Q3 2024 | 9.25% | 9.56% | 9.26% |
| Q4 2024 | 9.38% | 9.18% | 8.88% |
| Q1 2025 | 9.30% | 9.37% | 9.08% |
| Q2 2025 | 9.29% | 9.52% | 9.23% |
| Q3 2025 | 9.40% | 9.37% | 9.09% |
| Q4 2025 | 9.11% | 9.50% | 9.22% |
| Q1 2026 | 9.40% | 9.57% | 9.30% |
| Q2 2026 | 9.26% | 9.40% | 9.13% |
Sanborn Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Sanborn Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Sanborn Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11352) · FFIEC NIC profile (RSSD 595944)