Sanborn Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Sanborn Savings Bank of Sanborn, IA against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.11% | 3.14% | -2.03% | 54th above |
| ROAE | 11.85% | 10.41% | +1.44% | 67th above |
| Net Interest Margin | 3.38% | 3.93% | -0.55% | 26th below |
| Efficiency Ratio | 60.12% | 76.34% | -16.22% | 70th above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.27% | 1.40% | -0.13% | 53rd above |
| Yield on Earning Assets | 5.46% | 5.35% | +0.11% | 60th above |
| Cost of Funds | 2.84% | 1.70% | +1.14% | 11th bottom |
| Net Interest Spread | 3.08% | 3.31% | -0.23% | 38th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.56% | 1.34% | -0.78% | 41st below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.41% | 0.71% | -0.30% | 36th below |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.25% | 1.49% | -0.24% | 50th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 221.37% | 866.59% | -645.22% | 62nd above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.08% | 8.26% | -4.18% | 40th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.26% | 17.63% | -8.37% | 12th bottom |
| Equity / Assets | 9.40% | 16.44% | -7.04% | 21st bottom |
| TCE / Tangible Assets | 9.13% | 16.19% | -7.06% | 19th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 101.14% | 72.76% | +28.38% | 9th bottom |
| Core Deposit Ratio | 92.58% | 88.20% | +4.38% | 57th above |
| Wholesale Funding Ratio | 17.87% | 5.19% | +12.68% | 2nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.25% | 4.30% | +2.95% | 74th above |
| Loan Growth (Y/Y) | 7.94% | 6.72% | +1.22% | 73rd above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 2.33% | 3.77% | -1.44% | 52nd above |
See Sanborn Savings Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Sanborn Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Sanborn Savings Bank profile, how to read a UBPR, or how this data updates.