Bank call report · Sterling, IL
Sauk Valley Bank & Trust Company Call Report
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Sauk Valley Bank & Trust Company filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 431 reported line items, schedule by schedule (816 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2797162 |
| FDIC certificate number | 35131 |
| Total assets | $790.8M |
Official Q2 2026 call report PDF (FFIEC) →
Sauk Valley Bank & Trust Company call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (29 items)
About Schedule RC · Sauk Valley Bank & Trust Company balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $790.8M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $790.8M |
| Total Liabilities and Minority Interest | RCON2948 | $730.4M |
| Total Deposits | RCON2200 | $670.1M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $553.4M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $548.5M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $540.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $153.0M |
| Deposits: Noninterest-bearing | RCON6631 | $116.7M |
| Total Equity Capital | RCON3210 | $60.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $60.4M |
| Other Borrowed Money | RCON3190 | $51.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $43.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $42.3M |
| Surplus | RCON3839 | $24.1M |
| Other Assets | RCON2160 | $19.0M |
| Interest-bearing Balances | RCON0071 | $17.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $12.8M |
| Allowance for Loan and Lease Losses | RCON3123 | $7.7M |
| Accumulated Other Comprehensive Income | RCONB530 | -$6.9M |
| Other Liabilities, Total | RCON2930 | $5.1M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $3.8M |
| Federal Funds Sold | RCONB987 | $1.7M |
| Intangible Assets | RCON2143 | $1.1M |
| Loans and Leases Held for Sale | RCON5369 | $1.1M |
| Common Stock | RCON3230 | $912K |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $500K |
| Held-to-maturity Securities, Total | RCON1754 | $500K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $250K |
Schedule RI: Income Statement (48 items)
About Schedule RI · Sauk Valley Bank & Trust Company income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $21.0M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $18.0M |
| Net Interest Income | RIAD4074 | $14.2M |
| Total Noninterest Expense | RIAD4093 | $11.2M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $7.7M |
| Salaries and Employee Benefits | RIAD4135 | $7.5M |
| Total Interest Expense | RIAD4073 | $6.8M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4.5M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $4.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $4.2M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $3.4M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $3.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $3.1M |
| Net Income (Loss) | RIAD4340 | $3.1M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $3.1M |
| Other Noninterest Expense | RIAD4092 | $2.9M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $2.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $2.2M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.7M |
| Total Noninterest Income | RIAD4079 | $1.5M |
| Interest on Other Securities | RIAD4060 | $1.3M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $1.3M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.2M |
| Applicable Income Taxes | RIAD4302 | $1.1M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $796K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $778K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $737K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $461K |
| Fees and Commissions from Securities Brokerage | RIADC886 | $420K |
| Other Noninterest Income | RIADB497 | $330K |
| Provision for Loan and Lease Losses | RIAD4230 | $308K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $300K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $180K |
| Net Servicing Fees | RIADB492 | $173K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $136K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $134K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $117K |
| Other Interest Income | RIAD4518 | $110K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$89K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $82K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $39K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$38K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $33K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $26K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $23K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $4K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 140 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $60.5M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $37.5M |
| Balances Due from Federal Reserve Banks | RCON0090 | $16.5M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $3.4M |
| Currency and Coin | RCON0080 | $3.0M |
Schedule RC-B: Securities (45 items)
About Schedule RC-B · Sauk Valley Bank & Trust Company securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $6.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $6.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $20.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $18.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $45.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $42.4M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $162.6M |
| Pledged Securities | RCON0416 | $94.7M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $49.2M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $47.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $37.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $25.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $18.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $14.9M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $13.6M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $13.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $11.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $10.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $10.1M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $9.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $9.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $9.4M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $7.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $7.0M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $5.8M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $5.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $4.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $4.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $3.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $3.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $3.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $2.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $1.2M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $1.0M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $1.0M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $1.0M |
| Amortized Cost of Structured Notes | RCON8782 | $1.0M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $985K |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $985K |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $979K |
| Fair Value of Structured Notes | RCON8783 | $966K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $947K |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $500K |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $499K |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $499K |
Schedule RC-C, Part I: Loans and Leases (35 items)
About Schedule RC-C, Part I · Sauk Valley Bank & Trust Company loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $549.6M |
| Pledged Loans and Leases | RCONG378 | $531.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $189.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $149.2M |
| Commercial and Industrial Loans | RCON1766 | $135.9M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $135.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $116.6M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $95.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $74.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $73.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $70.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $64.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $59.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $56.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $53.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $30.4M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $29.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $17.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $16.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $12.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $8.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $6.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $6.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $6.1M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $2.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $2.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $1.8M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.7M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $679K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $619K |
| Other Loans | RCONJ464 | $619K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $48K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $9K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $9K |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $4K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $38.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $35.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $12.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $12.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $12.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $8.8M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $7.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $7.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $4.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $4.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $4.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $795K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 352 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 140 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 123 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 121 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 96 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 90 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 84 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 79 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 69 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 56 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 53 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 18 |
Schedule RC-E: Deposit Liabilities (32 items)
About Schedule RC-E · Sauk Valley Bank & Trust Company deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $358.5M |
| Total Transaction Accounts | RCON2215 | $311.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $226.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $185.8M |
| Total Demand Deposits (See Note Below) | RCON2210 | $155.5M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $139.4M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $123.5M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $92.1M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $82.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $78.9M |
| Total Brokered Deposits | RCON2365 | $58.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $56.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $54.0M |
| Total reciprocal deposits | RCONJH83 | $52.9M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $49.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $49.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $46.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $44.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $40.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $38.0M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $36.0M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $30.9M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $27.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $24.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $21.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $16.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $12.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $4.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $3.9M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $2.4M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $2.4M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.5M |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $7.7M |
| Prepaid Expenses | RCON2166 | $5.9M |
| Accrued Interest Receivable | RCONB556 | $4.8M |
| Net Deferred Tax Assets | RCON2148 | $4.2M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $2.3M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $4.4M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $295K |
| All Other Liabilities | RCON2938 | $266K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $126K |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $10K |
Schedule RC-K: Quarterly Averages (18 items)
About Schedule RC-K · Sauk Valley Bank & Trust Company quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $759.6M |
| Quarterly Average of Total Loans | RCON3360 | $548.8M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $190.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $149.0M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $144.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $129.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $123.2M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $95.2M |
| Mortgage-backed Securities | RCONB559 | $80.5M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $73.9M |
| All Other Securities | RCONB560 | $72.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $43.1M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $40.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $17.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $11.1M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $3.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $2.4M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $15K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (15 items)
About Schedule RC-L · Sauk Valley Bank & Trust Company derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Off-balance Sheet Liabilities | RCON3430 | $83.0M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $83.0M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $47.5M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $39.8M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $15.2M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $12.5M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $10.0M |
| Year-to-date Merchant Credit Card Sales Volume:sales for Which the Reporting Bank Is the Agent Bank with Risk | RCONC224 | $6.4M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $2.0M |
| Interest Rate Forward Contracts | RCON8697 | $1.3M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $1.3M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $1.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $706K |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $42K |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $10K |
Schedule RC-M: Memoranda (16 items)
About Schedule RC-M · Sauk Valley Bank & Trust Company memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $18.3M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $18.3M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $14.6M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $10.0M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF063 | $8.6M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $6.5M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Three Year Through Five Years. | RCONF062 | $5.9M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $3.3M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $2.0M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $959K |
| Mortgage Servicing Assets | RCON3164 | $959K |
| All other intangible assets | RCONJF76 | $153K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $111K |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $111K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $76K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (24 items)
About Schedule RC-N · Sauk Valley Bank & Trust Company past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $5.1M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $4.8M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $1.8M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $1.6M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $1.3M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $1.2M |
| Additions to Nonaccrual Assets | RCONC410 | $830K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $720K |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $572K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $562K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $468K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $425K |
| Loans to Nondepository Financial Institutions Included in Schedule Rc-n, Item 7 - Past Due 30 Through 89 Days and Still Accruing | RCONPV23 | $425K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $422K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $388K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $150K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $76K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $69K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $62K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $26K |
| All Other Loans - Nonaccrual | RCON5461 | $15K |
| Loans to Nondepository Financial Institutions Included in Schedule Rc-n, Item 7 - Nonaccrual | RCONPV25 | $15K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $8K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $8K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Sauk Valley Bank & Trust Company other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $759.5M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $670.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $376.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $290.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $67.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $3.6M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $251K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 22,242 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 263 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 137 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Sauk Valley Bank & Trust Company regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Sauk Valley Bank & Trust Company regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $759.6M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $759.4M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $584.3M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $74.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $67.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $67.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $67.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $60.4M |
| Retained Earnings | RCOAKW00 | $42.3M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $25.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $7.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $7.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $7.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$6.9M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$6.9M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $153K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $153K |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | -$5K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1274 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1149 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1149 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0884 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0474 |
Schedule RC-R, Part II: Risk-Weighted Assets (68 items)
About Schedule RC-R, Part II · Sauk Valley Bank & Trust Company risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $584.8M |
| Total Risk-weighted Assets | RCONG641 | $584.3M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $486.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $486.0M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $456.3M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $443.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $418.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $186.9M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $186.9M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $153.3M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $116.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $103.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $103.7M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $100.2M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $100.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $81.8M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $60.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $59.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $55.5M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $51.8M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $40.5M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $37.4M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $35.3M |
| Total All Other Assets | RCOND981 | $32.9M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $28.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $25.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $22.7M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $19.9M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$17.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $16.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $16.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $11.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $11.4M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $10.0M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$9.6M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $8.5M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $6.9M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $4.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $4.6M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $4.6M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $4.6M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $3.5M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $3.5M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $3.5M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $3.3M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $2.6M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $2.4M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $2.0M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $2.0M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $2.0M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $1.7M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $1.7M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $1.3M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $1.1M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $1.1M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $959K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $959K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $959K |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $500K |
| Total Held-to-maturity Securities | RCOND961 | $500K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $286K |
| Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS496 | $275K |
| Off-balance Sheet Securitization Exposures - Ssfa Risk Weight Exposure, by Calculation Method | RCONS498 | $275K |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $275K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $208K |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $50K |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $50K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $13K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $103.6M |
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $86.5M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $15.8M |
| Maximum Amount of Credit Exposure Arising from Credit Enhancements Provided by the Reporting Bank to Other Institutions' Securitization Structures in the Form of Standby Letters of Credit, Etc.: 1-4 Family Residential Loans | RCONB776 | $15.8M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements | RCONB804 | $15.8M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $275K |
Schedule RC-T: Fiduciary and Related Services (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Income from Fiduciary Activities | RIAD4070 | $404K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $60.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $59.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $59.2M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $1.4M |
| Other Comprehensive Income | RIADB511 | -$532K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · Sauk Valley Bank & Trust Company charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $155K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $155K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $44K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $44K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Sauk Valley Bank & Trust Company changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $7.7M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $7.3M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $44K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$8K |
Schedule RI-E: Explanations (4 items)
Sauk Valley Bank & Trust Company call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Sauk Valley Bank & Trust Company call report?
The Sauk Valley Bank & Trust Company call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Sauk Valley Bank & Trust Company file?
Sauk Valley Bank & Trust Company files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Sauk Valley Bank & Trust Company call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Sauk Valley Bank & Trust Company has Federal Reserve RSSD ID 2797162 and FDIC certificate number 35131. Either one finds its filings on the FFIEC Central Data Repository.
How often does Sauk Valley Bank & Trust Company file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Sauk Valley Bank & Trust Company financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 35131) · FFIEC NIC profile (RSSD 2797162)