Seattle Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 21.17 percentage points in Q2 2026, from 100.37% to 121.53%. It was the largest change from Q1 2026 among the key lines here. Within Washington, Seattle Bank is 12th of 29 on loan-to-deposit ratio, 93.79% as of Q2 2026. Seattle Bank reported 93.79% on loan-to-deposit ratio for Q2 2026, 13.24 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $111.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $140.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 93.79% |
| Net loans and leases to deposits | 91.88% |
| Loans and leases to core deposits | 121.53% |
| Core deposits to total deposits | 77.17% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 108.46% | 78.94% | $0 | $30.0M |
| Q4 2023 | 103.66% | 79.34% | $0 | $0 |
| Q1 2024 | 96.03% | 77.06% | $0 | $0 |
| Q2 2024 | 93.73% | 75.41% | $0 | $0 |
| Q3 2024 | 89.61% | 74.59% | $0 | $0 |
| Q4 2024 | 92.77% | 73.67% | $0 | $0 |
| Q1 2025 | 93.14% | 73.74% | $0 | $0 |
| Q2 2025 | 99.49% | 64.73% | $0 | $10.0M |
| Q3 2025 | 97.82% | 76.11% | $0 | $0 |
| Q4 2025 | 90.17% | 74.10% | $0 | $0 |
| Q1 2026 | 73.62% | 73.35% | $0 | $0 |
| Q2 2026 | 93.79% | 77.17% | $0 | $0 |
Seattle Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Seattle Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Seattle Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35139) · FFIEC NIC profile (RSSD 2838207)