Seattle Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Seattle Bank of Seattle, WA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.58% | 1.25% | -0.67% | 14th bottom |
| ROAE | 5.55% | 12.22% | -6.67% | 15th bottom |
| Net Interest Margin | 4.11% | 3.95% | +0.16% | 59th above |
| Efficiency Ratio | 67.73% | 63.71% | +4.02% | 32nd below |
| PPNR / Avg Assets | 1.43% | — | — | 39th below |
| Yield on Earning Assets | 7.41% | 5.67% | +1.74% | 97th top |
| Cost of Funds | 3.71% | 1.87% | +1.84% | 1st bottom |
| Net Interest Spread | 3.69% | — | — | 69th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.81% | 0.88% | +1.93% | 7th bottom |
| NPA / Total Assets | 3.14% | — | — | 3rd bottom |
| NCO / Avg Loans | 1.01% | 0.15% | +0.86% | 3rd bottom |
| ACL / Total Loans | 2.04% | — | — | 94th top |
| ACL / NPLs (Coverage) | 72.44% | — | — | 18th bottom |
| Texas Ratio | 13.06% | 5.96% | +7.10% | 12th bottom |
| Provision / NCO | 82.78% | — | — | 38th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.25% | 17.18% | -3.93% | 31st below |
| Tier 1 Ratio | 13.25% | 17.21% | -3.96% | 31st below |
| Total Capital Ratio | 14.51% | — | — | 32nd below |
| Leverage Ratio | 10.29% | 11.75% | -1.46% | 37th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.54% | 10.98% | -0.44% | 52nd above |
| TCE / Tangible Assets | 10.35% | — | — | 54th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.79% | 80.44% | +13.35% | 21st bottom |
| Core Deposit Ratio | 77.17% | 86.95% | -9.78% | 11th bottom |
| Uninsured Deposit Ratio | 31.12% | 20.97% | +10.15% | 0th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -11.76% | — | — | 1st bottom |
| Loan Growth (Y/Y) | -17.35% | — | — | 1st bottom |
| Deposit Growth (Y/Y) | -12.33% | — | — | 1st bottom |
See Seattle Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Seattle Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Seattle Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Seattle Bank peer analysis.