Security Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Brokered deposits to total deposits climbed 4.73 percentage points in Q2 2026, from 14.97% to 19.70%. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, Security Bank is 23rd of 153 on loan-to-deposit ratio, 105.04% as of Q2 2026. Security Bank reported 105.04% on loan-to-deposit ratio for Q2 2026, 24.48 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $19.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $23.8M |
| Fed funds sold and reverse repos | $4.2M |
| Fed funds sold and reverse repos to assets | 1.66% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $7.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.76% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 105.04% |
| Net loans and leases to deposits | 104.14% |
| Loans and leases to core deposits | 115.37% |
| Core deposits to total deposits | 71.35% |
| Brokered deposits to total deposits | 19.70% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 106.63% | 84.39% | $0 | $7.0M |
| Q4 2023 | 102.62% | 79.94% | $0 | $7.0M |
| Q1 2024 | 101.22% | 83.67% | $0 | $7.0M |
| Q2 2024 | 103.26% | 80.03% | $0 | $7.0M |
| Q3 2024 | 104.06% | 77.87% | $0 | $7.0M |
| Q4 2024 | 101.81% | 73.49% | $0 | $7.0M |
| Q1 2025 | 98.14% | 69.36% | $0 | $7.0M |
| Q2 2025 | 100.63% | 69.44% | $0 | $7.0M |
| Q3 2025 | 101.63% | 68.55% | $0 | $7.0M |
| Q4 2025 | 105.61% | 68.22% | $0 | $7.0M |
| Q1 2026 | 104.27% | 75.69% | $0 | $7.0M |
| Q2 2026 | 105.04% | 71.35% | $0 | $7.0M |
Security Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Security Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10015) · FFIEC NIC profile (RSSD 20053)