Security Bank of Pulaski County: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income climbed 11.4% in Q2 2026, from -$1.0M to -$928K. It was the largest change from Q1 2026 among the key lines here. Within Missouri, Security Bank of Pulaski County is 46th of 98 on CET1 ratio, 13.55% as of Q2 2026, above the middle of the field. Security Bank of Pulaski County reported 13.55% on CET1 ratio for Q2 2026, 1.52 points below the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.55% |
| Tier 1 risk-based capital ratio | 13.55% |
| Total risk-based capital ratio | 14.80% |
| Tier 1 leverage ratio | 8.91% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $14.5M |
| Tier 1 capital | $14.5M |
| Total risk-based capital | $15.8M |
| Total equity capital | $13.8M |
| Risk-weighted assets | $107.0M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.49% |
| Tangible equity to tangible assets | 8.34% |
| Equity capital to average assets | 8.49% |
| Internal capital growth rate | 9.86% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $6.2M |
| Retained earnings | $8.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$928K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.69% | 12.69% | 13.79% | 9.02% | $92.5M |
| Q4 2023 | 12.45% | 12.45% | 13.55% | 8.61% | $94.9M |
| Q1 2024 | 12.29% | 12.29% | 13.40% | 8.48% | $97.4M |
| Q2 2024 | 12.27% | 12.27% | 13.42% | 8.35% | $99.8M |
| Q3 2024 | 12.25% | 12.25% | 13.43% | 8.33% | $101.3M |
| Q4 2024 | 12.48% | 12.48% | 13.67% | 7.87% | $102.3M |
| Q1 2025 | 12.59% | 12.59% | 13.81% | 8.46% | $103.2M |
| Q2 2025 | 13.07% | 13.07% | 14.31% | 8.29% | $101.9M |
| Q3 2025 | 12.92% | 12.92% | 14.13% | 8.32% | $105.1M |
| Q4 2025 | 13.19% | 13.19% | 14.42% | 8.70% | $105.1M |
| Q1 2026 | 13.32% | 13.32% | 14.55% | 8.72% | $106.3M |
| Q2 2026 | 13.55% | 13.55% | 14.80% | 8.91% | $107.0M |
Security Bank of Pulaski County regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Security Bank of Pulaski County, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security Bank of Pulaski County profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15347) · FFIEC NIC profile (RSSD 382854)