Security Bank of Pulaski County: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security Bank of Pulaski County of Saint Robert, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.81% | 1.34% | -0.53% | 24th bottom |
| ROAE | 9.70% | 13.31% | -3.61% | 34th below |
| Net Interest Margin | 4.51% | 3.93% | +0.58% | 79th top |
| Efficiency Ratio | 71.45% | 61.14% | +10.31% | 25th below |
| PPNR / Avg Assets | 1.16% | 1.68% | -0.52% | 27th below |
| Yield on Earning Assets | 6.46% | 5.67% | +0.79% | 86th top |
| Cost of Funds | 1.94% | 1.88% | +0.06% | 40th below |
| Net Interest Spread | 3.89% | 3.32% | +0.57% | 79th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.39% | 0.94% | +0.45% | 20th bottom |
| NPA / Total Assets | 1.21% | 0.70% | +0.51% | 16th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.16% | -0.12% | 28th below |
| ACL / Total Loans | 1.37% | 1.28% | +0.09% | 70th above |
| ACL / NPLs (Coverage) | 98.90% | 1538.92% | -1440.02% | 27th below |
| Texas Ratio | 13.30% | 7.33% | +5.97% | 15th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 257.14% | 1395.76% | -1138.62% | 63rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.55% | 19.50% | -5.95% | 34th below |
| Tier 1 Ratio | 13.55% | 19.54% | -5.99% | 34th below |
| Total Capital Ratio | 14.80% | 20.62% | -5.82% | 35th below |
| Leverage Ratio | 8.91% | 12.14% | -3.23% | 11th bottom |
| Equity / Assets | 8.49% | 11.37% | -2.88% | 19th bottom |
| TCE / Tangible Assets | 8.34% | 11.09% | -2.75% | 20th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 67.06% | 80.64% | -13.58% | 75th top |
| Core Deposit Ratio | 85.47% | 86.86% | -1.39% | 32nd below |
| Wholesale Funding Ratio | 1.23% | 5.03% | -3.80% | 78th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.24% | 6.85% | -5.61% | 27th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.97% | 7.90% | -1.93% | 54th above |
| Deposit Growth (Y/Y) | -0.06% | 6.29% | -6.35% | 22nd bottom |
See Security Bank of Pulaski County's peers by name
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Unlock Security Bank of Pulaski County, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security Bank of Pulaski County profile, how to read a UBPR, or how this data updates.