Security Bank of Southwest Missouri: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Net loans and leases to deposits: 3.23 percentage points lower than in Q1 2026, at 88.60%. Within Missouri, Security Bank of Southwest Missouri is 74th of 192 on loan-to-deposit ratio, 89.83% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Security Bank of Southwest Missouri sits 8.99 points higher, at 89.83% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $17.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $31.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 89.83% |
| Net loans and leases to deposits | 88.60% |
| Loans and leases to core deposits | 99.64% |
| Core deposits to total deposits | 90.15% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 91.61% | 92.97% | $0 | $0 |
| Q4 2023 | 94.23% | 92.81% | $0 | $0 |
| Q1 2024 | 91.20% | 93.26% | $0 | $0 |
| Q2 2024 | 92.41% | 92.55% | $0 | $0 |
| Q3 2024 | 92.03% | 92.45% | $0 | $0 |
| Q4 2024 | 92.37% | 91.90% | $0 | $0 |
| Q1 2025 | 86.99% | 91.93% | $0 | $0 |
| Q2 2025 | 89.05% | 91.90% | $0 | $0 |
| Q3 2025 | 90.40% | 90.75% | $0 | $0 |
| Q4 2025 | 95.18% | 90.71% | $0 | $0 |
| Q1 2026 | 92.98% | 90.62% | $0 | $0 |
| Q2 2026 | 89.83% | 90.15% | $0 | $0 |
Security Bank of Southwest Missouri liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Security Bank of Southwest Missouri, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security Bank of Southwest Missouri profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26520) · FFIEC NIC profile (RSSD 897853)