Security Bank of Southwest Missouri: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security Bank of Southwest Missouri of Cassville, MO against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.07% | 1.34% | +1.73% | 97th top |
| ROAE | 24.59% | 13.32% | +11.27% | 95th top |
| Net Interest Margin | 5.01% | 3.93% | +1.08% | 92nd top |
| Efficiency Ratio | 42.04% | 61.13% | -19.09% | 93rd top |
| PPNR / Avg Assets | 3.27% | 1.68% | +1.59% | 97th top |
| Yield on Earning Assets | 6.85% | 5.67% | +1.18% | 93rd top |
| Cost of Funds | 2.22% | 1.88% | +0.34% | 25th below |
| Net Interest Spread | 4.31% | 3.32% | +0.99% | 91st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.61% | 0.94% | -0.33% | 41st below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.48% | 0.70% | -0.22% | 39th below |
| NCO / Avg Loans | -0.12% | 0.16% | -0.28% | 97th top |
| ACL / Total Loans | 1.37% | 1.28% | +0.09% | 69th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 224.61% | 1546.33% | -1321.72% | 51st above |
| Texas Ratio | 12.37% | 7.34% | +5.03% | 17th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.74% | 12.14% | +0.60% | 73rd above |
| Equity / Assets | 12.71% | 11.36% | +1.35% | 76th top |
| TCE / Tangible Assets | 12.71% | 11.08% | +1.63% | 78th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.83% | 80.66% | +9.17% | 29th below |
| Core Deposit Ratio | 90.15% | 86.85% | +3.30% | 56th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.66% | 6.84% | -2.18% | 52nd above |
| Loan Growth (Y/Y) | 4.20% | 7.92% | -3.72% | 43rd below |
| Deposit Growth (Y/Y) | 3.30% | 6.29% | -2.99% | 45th below |
See Security Bank of Southwest Missouri's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Security Bank of Southwest Missouri, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security Bank of Southwest Missouri profile, how to read a UBPR, or how this data updates.