Security First Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Brokered deposits to total deposits: 6.00 percentage points lower than in Q1 2026, at 11.21%. Within Nebraska, Security First Bank is 97th of 138 on loan-to-deposit ratio, 78.10% as of Q2 2026. Security First Bank reported 78.10% on loan-to-deposit ratio for Q2 2026, 10.10 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $304.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $638.8M |
| Fed funds sold and reverse repos | $30K |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $10.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.43% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 78.10% |
| Net loans and leases to deposits | 77.07% |
| Loans and leases to core deposits | 84.33% |
| Core deposits to total deposits | 86.73% |
| Brokered deposits to total deposits | 11.21% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 84.33% | 87.08% | $0 | $140.0M |
| Q4 2023 | 81.78% | 88.10% | $0 | $115.0M |
| Q1 2024 | 79.28% | 89.83% | $0 | $240.0M |
| Q2 2024 | 89.39% | 90.10% | $0 | $240.0M |
| Q3 2024 | 82.48% | 87.19% | $0 | $150.0M |
| Q4 2024 | 76.06% | 88.08% | $0 | $125.0M |
| Q1 2025 | 76.30% | 85.22% | $0 | $60.0M |
| Q2 2025 | 79.24% | 84.39% | $0 | $60.0M |
| Q3 2025 | 79.22% | 82.36% | $0 | $60.0M |
| Q4 2025 | 76.26% | 87.13% | $0 | $60.0M |
| Q1 2026 | 78.05% | 86.25% | $0 | $10.0M |
| Q2 2026 | 78.10% | 86.73% | $0 | $10.0M |
Security First Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Security First Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security First Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5415) · FFIEC NIC profile (RSSD 276850)