Security First National Bank of Hugo: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to total assets rose 0.59 percentage points in Q2 2026 to 10.47%, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.38% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $14.4M |
| Tier 1 capital | $14.4M |
| Total risk-based capital | — |
| Total equity capital | $14.4M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.47% |
| Tangible equity to tangible assets | 10.47% |
| Equity capital to average assets | 10.36% |
| Internal capital growth rate | 17.17% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $450K |
| Common stock surplus | $3.0M |
| Retained earnings | $11.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$28K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 11.09% | 10.87% | 10.87% |
| Q4 2023 | 9.06% | 9.23% | 9.23% |
| Q1 2024 | 10.11% | 9.92% | 9.92% |
| Q2 2024 | 10.76% | 10.70% | 10.70% |
| Q3 2024 | 11.39% | 11.29% | 11.29% |
| Q4 2024 | 9.62% | 9.49% | 9.49% |
| Q1 2025 | 10.25% | 10.05% | 10.05% |
| Q2 2025 | 10.65% | 10.73% | 10.73% |
| Q3 2025 | 11.42% | 11.44% | 11.44% |
| Q4 2025 | 9.46% | 9.43% | 9.43% |
| Q1 2026 | 10.00% | 9.88% | 9.88% |
| Q2 2026 | 10.38% | 10.47% | 10.47% |
Security First National Bank of Hugo regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Security First National Bank of Hugo, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security First National Bank of Hugo profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 432) · FFIEC NIC profile (RSSD 422657)