Security First National Bank of Hugo: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Core deposits to total deposits: 1.34 percentage points higher than in Q1 2026, at 81.40%. Within Oklahoma, Security First National Bank of Hugo is 68th of 169 on loan-to-deposit ratio, 82.83% as of Q2 2026, above the middle of the field. At 82.83%, Security First National Bank of Hugo's loan-to-deposit ratio is close to the 80.94% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $17.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $30.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.83% |
| Net loans and leases to deposits | 81.76% |
| Loans and leases to core deposits | 101.75% |
| Core deposits to total deposits | 81.40% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.24% | 92.03% | $0 | $0 |
| Q4 2023 | 84.95% | 89.92% | $1.4M | $0 |
| Q1 2024 | 85.75% | 89.78% | $0 | $0 |
| Q2 2024 | 88.12% | 89.95% | $0 | $0 |
| Q3 2024 | 92.21% | 87.94% | $0 | $0 |
| Q4 2024 | 87.18% | 86.16% | $0 | $0 |
| Q1 2025 | 86.74% | 86.55% | $0 | $0 |
| Q2 2025 | 88.48% | 86.30% | $0 | $0 |
| Q3 2025 | 87.93% | 85.50% | $0 | $0 |
| Q4 2025 | 82.97% | 83.25% | $0 | $0 |
| Q1 2026 | 81.70% | 80.06% | $0 | $0 |
| Q2 2026 | 82.83% | 81.40% | $0 | $0 |
Security First National Bank of Hugo liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Security First National Bank of Hugo, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security First National Bank of Hugo profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 432) · FFIEC NIC profile (RSSD 422657)