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Security State Bank: Tier 1 Risk-Based Capital Ratio

29.15% Ranks #94 of 2,134 U.S. banks · 96th percentile

Data as of · sourced from FFIEC call reports. How we update

Security State Bank reported a tier 1 risk-based capital ratio of 29.15% as of Q2 2026, ranking #94 of 2,134 U.S. banks (96th percentile). That is up 0.45 percentage points from 28.70% a year earlier, and above the 15.49% median of the 887 Small Community Banks ($100M–$500M in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

8-Quarter Trend

Q3 2024 Q2 2026 (latest)
Q2 2026 29.15%
Q1 2026 31.88%
Q4 2025 30.06%
Q3 2025 30.54%
Q2 2025 28.70%
Q1 2025 30.35%
Q4 2024 30.00%
Q3 2024 29.47%

National Context

Latest value 29.15%
National rank#94 of 2,134
Percentile 96th
8-quarter low28.70%
8-quarter high31.88%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is Security State Bank's Tier 1 Risk-Based Capital Ratio?

Security State Bank's Tier 1 Risk-Based Capital Ratio was 29.15% as of Q2 2026, ranking #94 of 2,134 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Security State Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 9036) · FFIEC NIC profile (RSSD 43052)