Security State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security State Bank of Basin, WY against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.57% | 1.25% | -0.68% | 14th bottom |
| ROAE | 6.77% | 12.22% | -5.45% | 19th bottom |
| Net Interest Margin | 3.26% | 3.95% | -0.69% | 17th bottom |
| Efficiency Ratio | 74.26% | 63.71% | +10.55% | 20th bottom |
| PPNR / Avg Assets | 0.86% | — | — | 15th bottom |
| Yield on Earning Assets | 4.94% | 5.67% | -0.73% | 20th bottom |
| Cost of Funds | 1.79% | 1.87% | -0.08% | 50th above |
| Net Interest Spread | 2.92% | — | — | 29th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.22% | 0.88% | -0.66% | 64th above |
| NPA / Total Assets | 0.13% | — | — | 67th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.15% | -0.12% | 30th below |
| ACL / Total Loans | 1.31% | — | — | 64th above |
| ACL / NPLs (Coverage) | 593.75% | — | — | 74th above |
| Texas Ratio | 1.00% | 5.96% | -4.96% | 68th above |
| Provision / NCO | 1052.63% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.19% | 17.18% | -0.99% | 59th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.19% | 17.21% | -1.02% | 58th above |
| Total Capital Ratio | 17.37% | — | — | 59th above |
| Leverage Ratio | 10.44% | 11.75% | -1.31% | 40th below |
| Equity / Assets | 8.60% | 10.98% | -2.38% | 21st bottom |
| TCE / Tangible Assets | 8.60% | — | — | 24th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 68.56% | 80.44% | -11.88% | 73rd above |
| Core Deposit Ratio | 92.47% | 86.95% | +5.52% | 71st above |
| Wholesale Funding Ratio | 5.58% | — | — | 34th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.13% | — | — | 47th below |
| Loan Growth (Y/Y) | 15.48% | — | — | 86th top |
| Deposit Growth (Y/Y) | 0.70% | — | — | 27th below |
See Security State Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Security State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security State Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Security State Bank peer analysis.