SEI Private Trust Company: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Equity capital to average assets: 5.57 percentage points lower than in Q1 2026, at 78.35%. As of Q2 2026, SEI Private Trust Company ranks first in Pennsylvania on CET1 ratio among 72 banks, at 359.17%. Against a median of 15.07% for banks in the $100M-1B asset tier, SEI Private Trust Company reported 359.17% on CET1 ratio in Q2 2026, 344.10 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 359.17% |
| Tier 1 risk-based capital ratio | 359.17% |
| Total risk-based capital ratio | 359.17% |
| Tier 1 leverage ratio | 80.40% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $195.8M |
| Tier 1 capital | $195.8M |
| Total risk-based capital | $195.8M |
| Total equity capital | $190.8M |
| Risk-weighted assets | $54.5M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 91.51% |
| Tangible equity to tangible assets | 91.51% |
| Equity capital to average assets | 78.35% |
| Internal capital growth rate | -35.87% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $500K |
| Common stock surplus | $4.7M |
| Retained earnings | $190.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$5.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 299.10% | 299.10% | 299.10% | 90.68% | $69.3M |
| Q4 2023 | 346.02% | 346.02% | 346.02% | 90.53% | $59.8M |
| Q1 2024 | 325.89% | 325.89% | 325.89% | 95.30% | $67.3M |
| Q2 2024 | 349.87% | 349.87% | 349.87% | 97.77% | $65.6M |
| Q3 2024 | 351.76% | 351.76% | 351.76% | 104.54% | $72.4M |
| Q4 2024 | 360.95% | 360.95% | 360.95% | 96.91% | $78.0M |
| Q1 2025 | 372.31% | 372.31% | 372.31% | 88.29% | $72.6M |
| Q2 2025 | 350.79% | 350.79% | 350.79% | 88.86% | $73.8M |
| Q3 2025 | 332.84% | 332.84% | 332.84% | 84.72% | $70.9M |
| Q4 2025 | 353.59% | 353.59% | 353.59% | 83.59% | $63.3M |
| Q1 2026 | 368.53% | 368.53% | 368.53% | 85.73% | $58.2M |
| Q2 2026 | 359.17% | 359.17% | 359.17% | 80.40% | $54.5M |
SEI Private Trust Company regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock SEI Private Trust Company, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full SEI Private Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35388) · FFIEC NIC profile (RSSD 2973386)