SEI Private Trust Company: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The standout move of Q2 2026 was in Cost of funds: 0.80 percentage points higher than in Q1 2026, at 4.80%. SEI Private Trust Company ranks 40th of 109 Pennsylvania banks on net interest margin, in the upper half at 3.76% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. SEI Private Trust Company sits 0.19 points lower, at 3.76% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 3.77% |
| Yield on loans | — |
| Yield on securities | 3.77% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 4.80% |
| Cost of interest-bearing deposits | 4.80% |
| Cost of interest-bearing liabilities | 4.80% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.76% |
| Yield to cost spread | -1.03% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $6K |
| Interest expense on deposits | $6K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Securities |
|---|---|---|---|---|
| Q3 2023 | 3.63% | 4.00% | 3.62% | 3.63% |
| Q4 2023 | 3.80% | 4.00% | 3.79% | 3.80% |
| Q1 2024 | 3.87% | 4.00% | 3.86% | 3.87% |
| Q2 2024 | 3.88% | 4.00% | 3.87% | 3.88% |
| Q3 2024 | 4.40% | 5.60% | 4.39% | 4.40% |
| Q4 2024 | 3.67% | 4.80% | 3.66% | 3.67% |
| Q1 2025 | 4.02% | 4.80% | 4.01% | 4.02% |
| Q2 2025 | 4.05% | 5.60% | 4.04% | 4.05% |
| Q3 2025 | 4.01% | 4.00% | 4.00% | 4.01% |
| Q4 2025 | 3.70% | 4.80% | 3.69% | 3.70% |
| Q1 2026 | 3.69% | 4.00% | 3.68% | 3.69% |
| Q2 2026 | 3.77% | 4.80% | 3.76% | 3.77% |
SEI Private Trust Company yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock SEI Private Trust Company, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full SEI Private Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35388) · FFIEC NIC profile (RSSD 2973386)