Servbank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Equity capital to average assets: 5.77 percentage points lower than in Q1 2026, at 13.32%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.81% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $192.9M |
| Tier 1 capital | $192.9M |
| Total risk-based capital | — |
| Total equity capital | $221.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 13.00% |
| Tangible equity to tangible assets | 11.49% |
| Equity capital to average assets | 13.32% |
| Internal capital growth rate | 17.81% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $608K |
| Common stock surplus | $166.5M |
| Retained earnings | $54.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$589K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 13.90% | 14.74% | 13.75% |
| Q4 2023 | 16.26% | 18.21% | 17.14% |
| Q1 2024 | 18.99% | 17.63% | 16.70% |
| Q2 2024 | 19.52% | 18.65% | 17.77% |
| Q3 2024 | 18.72% | 18.84% | 18.06% |
| Q4 2024 | 19.22% | 21.43% | 20.62% |
| Q1 2025 | 21.90% | 20.27% | 19.53% |
| Q2 2025 | 20.61% | 21.04% | 20.33% |
| Q3 2025 | 19.60% | 19.10% | 18.48% |
| Q4 2025 | 15.82% | 17.70% | 17.01% |
| Q1 2026 | 16.43% | 12.40% | 10.60% |
| Q2 2026 | 11.81% | 13.00% | 11.49% |
Servbank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Servbank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Servbank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 55130) · FFIEC NIC profile (RSSD 2140348)