Servbank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio dropped 4.69 percentage points in Q2 2026, from 92.36% to 87.67%. It was the largest change from Q1 2026 among the key lines here. Within Illinois, Servbank, N.A. is 77th of 323 on loan-to-deposit ratio, 87.67% as of Q2 2026, above the middle of the field. At 87.67%, Servbank, N.A.'s loan-to-deposit ratio is close to the 88.20% median for banks in the $1B-10B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $376.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $535.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $17.4M |
| Other borrowed money | $32.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.91% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.67% |
| Net loans and leases to deposits | 86.78% |
| Loans and leases to core deposits | 93.70% |
| Core deposits to total deposits | 92.25% |
| Brokered deposits to total deposits | 1.33% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 27.48% | 99.15% | $0 | $0 |
| Q4 2023 | 39.90% | 99.04% | $0 | $0 |
| Q1 2024 | 40.18% | 99.30% | $0 | $0 |
| Q2 2024 | 41.61% | 99.37% | $0 | $0 |
| Q3 2024 | 40.66% | 99.49% | $0 | $0 |
| Q4 2024 | 57.83% | 99.40% | $0 | $0 |
| Q1 2025 | 58.07% | 99.63% | $0 | $0 |
| Q2 2025 | 67.43% | 99.65% | $0 | $0 |
| Q3 2025 | 70.26% | 99.75% | $0 | $0 |
| Q4 2025 | 84.95% | 99.70% | $0 | $0 |
| Q1 2026 | 92.36% | 93.58% | $17.7M | $32.5M |
| Q2 2026 | 87.67% | 92.25% | $17.4M | $32.5M |
Servbank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Servbank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Servbank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 55130) · FFIEC NIC profile (RSSD 2140348)