ServisFirst Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Accumulated other comprehensive income rose 5.6% in Q2 2026 to -$2.5M, the biggest move on this page. Within Alabama, ServisFirst Bank is 27th of 36 on CET1 ratio, 12.00% as of Q2 2026, below the middle of the field. ServisFirst Bank reported 12.00% on CET1 ratio for Q2 2026, 0.95 points below the 12.96% median for banks in the $10B-100B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.00% |
| Tier 1 risk-based capital ratio | 12.01% |
| Total risk-based capital ratio | 13.10% |
| Tier 1 leverage ratio | 11.09% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $2.00B |
| Tier 1 capital | $2.00B |
| Total risk-based capital | $2.18B |
| Total equity capital | $2.01B |
| Risk-weighted assets | $16.63B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.94% |
| Tangible equity to tangible assets | 10.88% |
| Equity capital to average assets | 11.14% |
| Internal capital growth rate | 13.43% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $25.6M |
| Common stock surplus | $267.6M |
| Retained earnings | $1.72B |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.14% | 11.14% | 12.27% | 9.75% | $13.54B |
| Q4 2023 | 11.37% | 11.38% | 12.52% | 9.50% | $13.50B |
| Q1 2024 | 11.50% | 11.50% | 12.65% | 9.80% | $13.62B |
| Q2 2024 | 11.33% | 11.33% | 12.46% | 10.17% | $14.12B |
| Q3 2024 | 11.66% | 11.67% | 12.81% | 9.89% | $14.11B |
| Q4 2024 | 11.83% | 11.84% | 12.99% | 9.94% | $14.32B |
| Q1 2025 | 11.88% | 11.88% | 13.02% | 9.81% | $14.64B |
| Q2 2025 | 11.77% | 11.77% | 12.90% | 10.11% | $15.15B |
| Q3 2025 | 11.88% | 11.88% | 12.99% | 10.34% | $15.41B |
| Q4 2025 | 11.83% | 11.84% | 12.93% | 10.41% | $15.77B |
| Q1 2026 | 12.05% | 12.05% | 13.14% | 10.87% | $16.02B |
| Q2 2026 | 12.00% | 12.01% | 13.10% | 11.09% | $16.63B |
ServisFirst Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock ServisFirst Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full ServisFirst Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57993) · FFIEC NIC profile (RSSD 3348888)