ServisFirst Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks ServisFirst Bank of Homewood, AL against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.91% | 1.39% | +0.52% | 88th top |
| ROAE | 17.47% | 12.19% | +5.28% | 87th top |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.63% | 3.82% | -0.19% | 53rd above |
| Efficiency Ratio | 29.38% | 54.42% | -25.04% | 94th top |
| PPNR / Avg Assets | 2.64% | 2.04% | +0.60% | 86th top |
| Yield on Earning Assets | 5.81% | 5.71% | +0.10% | 81st top |
| Cost of Funds | 2.12% | 2.03% | +0.09% | 37th below |
| Net Interest Spread Behind the peer average, ahead of the median peer. | 2.96% | 3.13% | -0.17% | 51st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.22% | 0.98% | +0.24% | 21st bottom |
| NPA / Total Assets | 0.99% | 0.72% | +0.27% | 19th bottom |
| NCO / Avg Loans | 0.11% | 0.33% | -0.22% | 56th above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.25% | 1.39% | -0.14% | 64th above |
| ACL / NPLs (Coverage) | 102.84% | 236.29% | -133.45% | 30th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 8.41% | 8.88% | -0.47% | 36th below |
| Provision / NCO | 184.14% | 122.77% | +61.37% | 87th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.00% | 15.68% | -3.68% | 22nd bottom |
| Tier 1 Ratio | 12.01% | 15.81% | -3.80% | 19th bottom |
| Total Capital Ratio | 13.10% | 16.93% | -3.83% | 19th bottom |
| Leverage Ratio | 11.09% | 10.50% | +0.59% | 75th top |
| Equity / Assets | 10.94% | 11.71% | -0.77% | 40th below |
| TCE / Tangible Assets | 10.88% | 9.72% | +1.16% | 84th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 99.45% | 84.47% | +14.98% | 11th bottom |
| Core Deposit Ratio | 93.70% | 86.56% | +7.14% | 71st above |
| Uninsured Deposit Ratio | 66.41% | 36.62% | +29.79% | 1st bottom |
| Wholesale Funding Ratio | 8.61% | 5.81% | +2.80% | 20th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.56% | 11.98% | -6.42% | 49th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 9.35% | 11.38% | -2.03% | 66th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.96% | 11.38% | -6.42% | 50th above |
See ServisFirst Bank's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock ServisFirst Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full ServisFirst Bank profile, how to read a UBPR, or how this data updates.