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Sewickley Savings Bank: Core Deposit Ratio

84.68% Ranks #2,536 of 3,656 U.S. banks · 31st percentile

Data as of · sourced from FFIEC call reports. How we update

Sewickley Savings Bank reported a core deposit ratio of 84.68% as of Q2 2026, ranking #2,536 of 3,656 U.S. banks (31st percentile). Core deposits are stable, low-cost funding, non-time deposits below the FDIC insurance threshold. The bedrock of the community-bank funding model.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 84.68%
Q1 2026 84.72%
Q4 2025 86.06%
Q3 2025 86.40%
Q2 2025 86.04%
Q1 2025 85.75%
Q4 2024 86.79%
Q3 2024 86.70%
Q2 2024 86.46%
Q1 2024 88.59%
Q4 2023 89.36%
Q3 2023 90.24%

National Context

Latest value 84.68%
National rank#2,536 of 3,656
Percentile 31st
12-quarter low84.68%
12-quarter high90.24%
Full rankingView leaderboard

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Most US community banks report core deposit ratios between 75% and 95%. Above 90% indicates a strong franchise, likely consumer-checking-heavy or relationship-banking-heavy. Below 70% indicates significant wholesale funding reliance (brokered deposits or large time deposits).

Full definition & formula →

Frequently asked questions

What is Sewickley Savings Bank's Core Deposit Ratio?

Sewickley Savings Bank's Core Deposit Ratio was 84.68% as of Q2 2026, ranking #2536 of 3,656 U.S. banks.

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Sewickley Savings Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 30154) · FFIEC NIC profile (RSSD 678070)