Signature Bank: Peer Group Comparison
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Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Signature Bank of Rosemont, IL against its peer group of 895 similarly-sized US banks as of Q2 2026. The peer group is every US bank in the same asset tier (banks with $1B to $10B in assets). The credit quality page compares against a shorter list, the 10 nearest banks by size in the same tier, so its peer medians can differ from the ones here. For each metric the bank's value is shown next to the peer-group median and the bank's percentile within the group, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Best quarter means the bank is among the strongest 25% of its peers on that measure.
How to read the peer columns: Peer median is the middle bank of the peer group. The percentile is the share of the other banks in the group with a lower value, so a high percentile is good for return on assets and bad for the efficiency ratio. The tag says which it is: better half or worse half, with the best and worst quarters marked. Measures with no better direction, such as loans to deposits and growth, carry no tag.
Profitability
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| ROAA | -1.38% | 1.29% | -2.67% | 1st worst quarter |
| ROAE | -13.01% | 12.61% | -25.62% | 1st worst quarter |
| Net Interest Margin | 4.24% | 3.71% | +0.53% | 80th best quarter |
| Efficiency Ratio | 39.92% | 58.32% | -18.40% | 7th best quarter |
| PPNR / Avg Assets | 2.81% | 1.75% | +1.06% | 92nd best quarter |
| Yield on Earning Assets | 5.32% | 5.54% | -0.22% | 37th |
| Cost of Funds | 1.24% | 2.01% | -0.77% | 11th best quarter |
| Net Interest Spread | 3.42% | 3.09% | +0.33% | 71st better half |
Asset Quality
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| NPL / Total Loans | 0.05% | 0.52% | -0.47% | 8th best quarter |
| NPA / Total Assets | 0.12% | 0.41% | -0.29% | 18th best quarter |
| NCO / Avg Loans | 7.54% | 0.03% | +7.51% | 99th worst quarter |
| ACL / Total Loans | 1.01% | 1.15% | -0.14% | 32nd |
| ACL / NPLs (Coverage) | 2206.28% | 204.05% | +2002.23% | — |
| Texas Ratio | 0.83% | 3.58% | -2.75% | 15th best quarter |
| Provision / NCO | 94.74% | 173.21% | -78.47% | 32nd |
| CRE / Total Capital | 156.59% | 223.76% | -67.17% | 24th best quarter |
Capital Adequacy
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| CET1 Ratio | 16.08% | 13.52% | +2.56% | 78th best quarter |
| Tier 1 Ratio | 16.08% | 13.55% | +2.53% | 77th best quarter |
| Total Capital Ratio | 16.98% | 14.66% | +2.32% | 76th best quarter |
| Leverage Ratio | 12.42% | 10.52% | +1.90% | 79th best quarter |
| Equity / Assets | 10.40% | 10.38% | +0.02% | 51st better half |
| TCE / Tangible Assets | 10.40% | 9.80% | +0.60% | 62nd better half |
Liquidity & Funding
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Loan / Deposit | 73.36% | 88.15% | -14.79% | 19th |
| Core Deposit Ratio | 96.89% | 88.46% | +8.43% | 93rd best quarter |
| Uninsured Deposit Ratio | 68.45% | 30.92% | +37.53% | 98th worst quarter |
| Borrowings / Total Assets | 0.11% | 3.92% | -3.81% | 5th best quarter |
Growth & Management
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.54% | 5.45% | -1.91% | 37th |
| Loan Growth (Y/Y) | 8.89% | 5.90% | +2.99% | 68th |
| Deposit Growth (Y/Y) | 6.18% | 5.07% | +1.11% | 57th |
See Signature Bank's peers by name
The 895 banks in this peer group, by name · build custom peer groups · percentile history · watchlist alerts
Unlock this bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Signature Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Signature Bank peer analysis.