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Signature Bank, N.A.: Efficiency Ratio

46.13% Ranks #476 of 3,644 U.S. banks · 87th percentile

Data as of · sourced from FFIEC call reports. How we update

Signature Bank, N.A. reported a efficiency ratio of 46.13% as of Q2 2026, ranking #476 of 3,644 U.S. banks (87th percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 46.13%
Q1 2026 51.56%
Q4 2025 51.79%
Q3 2025 48.02%
Q2 2025 51.98%
Q1 2025 59.56%
Q4 2024 57.21%
Q3 2024 57.66%
Q2 2024 61.70%
Q1 2024 62.88%
Q4 2023 59.86%
Q3 2023 57.77%

National Context

Latest value 46.13%
National rank#476 of 3,644
Percentile 87th
12-quarter low46.13%
12-quarter high62.88%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is Signature Bank, N.A.'s Efficiency Ratio?

Signature Bank, N.A.'s Efficiency Ratio was 46.13% as of Q2 2026, ranking #476 of 3,644 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Signature Bank, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 57269) · FFIEC NIC profile (RSSD 3076604)