Signature Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Signature Bank, N.A. of Toledo, OH against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.70% | 1.44% | +0.26% | 77th top |
| ROAE | 13.81% | 12.50% | +1.31% | 61st above |
| Net Interest Margin | 4.00% | 3.84% | +0.16% | 68th above |
| Efficiency Ratio | 46.13% | 58.89% | -12.76% | 85th top |
| PPNR / Avg Assets | 2.21% | 1.78% | +0.43% | 79th top |
| Yield on Earning Assets | 5.45% | 5.71% | -0.26% | 44th below |
| Cost of Funds | 1.65% | 2.03% | -0.38% | 73rd above |
| Net Interest Spread | 3.31% | 3.18% | +0.13% | 66th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.84% | 0.96% | -0.12% | 38th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.66% | 0.75% | -0.09% | 39th below |
| NCO / Avg Loans | -0.00% | 0.31% | -0.31% | 87th top |
| ACL / Total Loans | 1.12% | 1.25% | -0.13% | 46th below |
| ACL / NPLs (Coverage) | 133.79% | 699.47% | -565.68% | 40th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.01% | 7.16% | -2.15% | 49th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.27% | 17.41% | -3.14% | 62nd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.27% | 17.45% | -3.18% | 62nd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 15.32% | 18.50% | -3.18% | 61st above |
| Leverage Ratio | 12.44% | 11.59% | +0.85% | 80th top |
| Equity / Assets | 12.36% | 11.33% | +1.03% | 80th top |
| TCE / Tangible Assets | 12.36% | 10.65% | +1.71% | 85th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.66% | 86.35% | +4.31% | 42nd below |
| Core Deposit Ratio | 94.71% | 85.55% | +9.16% | 83rd top |
| Uninsured Deposit Ratio | 59.00% | 32.68% | +26.32% | 4th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.97% | 10.46% | -4.49% | 55th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.11% | 7.99% | -0.88% | 59th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.62% | 7.98% | -2.36% | 56th above |
See Signature Bank, N.A.'s peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Signature Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Signature Bank, N.A. profile, how to read a UBPR, or how this data updates.