Signature Bank, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 2.67 percentage points higher than in Q1 2026, at 133.79%. Within Ohio, Signature Bank, N.A. is 19th of 156 on return on assets, 1.70% as of Q2 2026, above the middle of the field. The median for banks in the $1B-10B asset tier is 1.28% on return on assets. Signature Bank, N.A. sits 0.42 points higher, at 1.70% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 14.27% |
| Tier 1 risk-based capital ratio | 14.27% |
| Total risk-based capital ratio | 15.32% |
| Tier 1 leverage ratio | 12.44% |
| Equity capital to assets | 12.36% |
| Tangible equity to tangible assets | 12.36% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.84% |
| Non-performing assets ratio | 0.66% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 5.01% |
| Allowance for credit losses to loans | 1.12% |
| Reserve coverage of non-performing loans | 133.79% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.70% |
| Return on equity | 13.81% |
| Net interest margin | 4.00% |
| Efficiency ratio | 46.13% |
| Yield on earning assets | 5.45% |
| Cost of funds | 1.65% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 90.66% |
| Core deposits to total deposits | 94.71% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.26% |
| Securities to assets | 6.41% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 13.78% | 13.78% | 14.97% | 11.43% | 0.78% |
| Q4 2023 | 13.71% | 13.71% | 14.96% | 11.28% | 0.28% |
| Q1 2024 | 13.63% | 13.63% | 14.88% | 11.40% | 0.85% |
| Q2 2024 | 13.54% | 13.54% | 14.80% | 11.78% | 0.90% |
| Q3 2024 | 13.85% | 13.85% | 15.11% | 11.90% | 1.08% |
| Q4 2024 | 13.71% | 13.71% | 14.96% | 11.68% | 1.37% |
| Q1 2025 | 14.08% | 14.08% | 15.03% | 11.87% | 2.24% |
| Q2 2025 | 14.13% | 14.13% | 15.13% | 12.02% | 1.16% |
| Q3 2025 | 14.13% | 14.13% | 15.14% | 12.01% | 1.52% |
| Q4 2025 | 14.65% | 14.65% | 15.71% | 11.83% | 1.15% |
| Q1 2026 | 14.50% | 14.50% | 15.56% | 12.41% | 1.45% |
| Q2 2026 | 14.27% | 14.27% | 15.32% | 12.44% | 1.70% |
Signature Bank, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Signature Bank, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Signature Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57269) · FFIEC NIC profile (RSSD 3076604)