Signature Bank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Risk-weighted assets rose 3.4% in Q2 2026 to $1.14B, the biggest move on this page. Within Ohio, Signature Bank, N.A. is 43rd of 84 on CET1 ratio, 14.27% as of Q2 2026, below the middle of the field. Signature Bank, N.A. reported 14.27% on CET1 ratio for Q2 2026, 0.79 points above the 13.48% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 14.27% |
| Tier 1 risk-based capital ratio | 14.27% |
| Total risk-based capital ratio | 15.32% |
| Tier 1 leverage ratio | 12.44% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $162.3M |
| Tier 1 capital | $162.3M |
| Total risk-based capital | $174.2M |
| Total equity capital | $161.9M |
| Risk-weighted assets | $1.14B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.36% |
| Tangible equity to tangible assets | 12.36% |
| Equity capital to average assets | 12.41% |
| Internal capital growth rate | 7.15% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $4.6M |
| Common stock surplus | $24.6M |
| Retained earnings | $133.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$426K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 13.78% | 13.78% | 14.97% | 11.43% | $1.02B |
| Q4 2023 | 13.71% | 13.71% | 14.96% | 11.28% | $1.02B |
| Q1 2024 | 13.63% | 13.63% | 14.88% | 11.40% | $1.03B |
| Q2 2024 | 13.54% | 13.54% | 14.80% | 11.78% | $1.05B |
| Q3 2024 | 13.85% | 13.85% | 15.11% | 11.90% | $1.03B |
| Q4 2024 | 13.71% | 13.71% | 14.96% | 11.68% | $1.06B |
| Q1 2025 | 14.08% | 14.08% | 15.03% | 11.87% | $1.07B |
| Q2 2025 | 14.13% | 14.13% | 15.13% | 12.02% | $1.07B |
| Q3 2025 | 14.13% | 14.13% | 15.14% | 12.01% | $1.09B |
| Q4 2025 | 14.65% | 14.65% | 15.71% | 11.83% | $1.07B |
| Q1 2026 | 14.50% | 14.50% | 15.56% | 12.41% | $1.10B |
| Q2 2026 | 14.27% | 14.27% | 15.32% | 12.44% | $1.14B |
Signature Bank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Signature Bank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Signature Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57269) · FFIEC NIC profile (RSSD 3076604)