Slovenian Savings & Loan Association of Franklin-Conemaugh: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 1.66 percentage points higher than in Q1 2026, at 79.28%. Within Pennsylvania, Slovenian Savings & Loan Association of Franklin-Conemaugh is 91st of 109 on loan-to-deposit ratio, 72.19% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Slovenian Savings & Loan Association of Franklin-Conemaugh sits 8.65 points lower, at 72.19% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $9.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $52.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 72.19% |
| Net loans and leases to deposits | 72.06% |
| Loans and leases to core deposits | 79.28% |
| Core deposits to total deposits | 91.05% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 70.65% | 92.97% | $0 | $5.0M |
| Q4 2023 | 71.51% | 92.70% | $0 | $6.1M |
| Q1 2024 | 70.06% | 91.74% | $0 | $4.6M |
| Q2 2024 | 68.82% | 91.50% | $0 | $4.6M |
| Q3 2024 | 69.08% | 91.91% | $0 | $4.6M |
| Q4 2024 | 70.58% | 91.26% | $0 | $4.6M |
| Q1 2025 | 69.88% | 92.00% | $0 | $4.6M |
| Q2 2025 | 69.85% | 91.50% | $0 | $3.3M |
| Q3 2025 | 70.55% | 90.34% | $0 | $3.3M |
| Q4 2025 | 71.94% | 90.87% | $0 | $1.6M |
| Q1 2026 | 70.73% | 91.11% | $0 | $0 |
| Q2 2026 | 72.19% | 91.05% | $0 | $0 |
Slovenian Savings & Loan Association of Franklin-Conemaugh liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Slovenian Savings & Loan Association of Franklin-Conemaugh, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Slovenian Savings & Loan Association of Franklin-Conemaugh profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31994) · FFIEC NIC profile (RSSD 568377)