Slovenian Savings & Loan Association of Franklin-Conemaugh: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 1380.00 percentage points lower than in Q1 2026, at 4220.00%. Within Pennsylvania, Slovenian Savings & Loan Association of Franklin-Conemaugh is 94th of 109 on return on assets, 0.45% as of Q2 2026, below the middle of the field. Against a median of 1.25% for banks in the $100M-1B asset tier, Slovenian Savings & Loan Association of Franklin-Conemaugh reported 0.45% on return on assets in Q2 2026, 0.81 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.88% |
| Equity capital to assets | 6.69% |
| Tangible equity to tangible assets | 6.69% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.05% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 6.90% |
| Allowance for credit losses to loans | 0.17% |
| Reserve coverage of non-performing loans | 4220.00% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.45% |
| Return on equity | 6.78% |
| Net interest margin | 2.36% |
| Efficiency ratio | 83.86% |
| Yield on earning assets | 4.07% |
| Cost of funds | 1.80% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 72.19% |
| Core deposits to total deposits | 91.05% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 92.75% |
| Securities to assets | 23.75% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 11.03% | 0.00% | 2.00% | 0.07% | 0.00% |
| Q4 2023 | 11.03% | 0.04% | 1.86% | 0.07% | 0.01% |
| Q1 2024 | 10.80% | -0.30% | 1.70% | 0.12% | 0.00% |
| Q2 2024 | 10.54% | -0.21% | 1.62% | 0.12% | 0.00% |
| Q3 2024 | 10.34% | -0.16% | 1.58% | 0.01% | -0.02% |
| Q4 2024 | 10.40% | -0.10% | 1.63% | 0.01% | -0.01% |
| Q1 2025 | 10.36% | -0.10% | 1.78% | 0.01% | 0.02% |
| Q2 2025 | 10.15% | -0.11% | 1.87% | 0.01% | 0.00% |
| Q3 2025 | 10.09% | 0.02% | 2.00% | 0.01% | 0.01% |
| Q4 2025 | 9.84% | -0.62% | 2.04% | 0.01% | 0.13% |
| Q1 2026 | 9.89% | 0.10% | 2.18% | 0.00% | 0.01% |
| Q2 2026 | 9.88% | 0.45% | 2.36% | 0.00% | 0.01% |
Slovenian Savings & Loan Association of Franklin-Conemaugh vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Slovenian Savings & Loan Association of Franklin-Conemaugh, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Slovenian Savings & Loan Association of Franklin-Conemaugh profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31994) · FFIEC NIC profile (RSSD 568377)