SMBC Manubank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks SMBC Manubank of Los Angeles, CA against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.08% | 1.34% | -1.26% | 2nd bottom |
| ROAE | 0.77% | 12.40% | -11.63% | 3rd bottom |
| Net Interest Margin | 1.35% | 3.83% | -2.48% | 0th bottom |
| Efficiency Ratio | -149.55% | 57.84% | -207.39% | 100th top |
| PPNR / Avg Assets | 5.01% | — | — | 99th top |
| Yield on Earning Assets | 0.81% | 5.71% | -4.90% | 0th bottom |
| Cost of Funds | -0.58% | 2.02% | -2.60% | 100th top |
| Net Interest Spread | 1.50% | — | — | 2nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.30% | 1.00% | +0.30% | 24th bottom |
| NPA / Total Assets | 0.53% | — | — | 46th below |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 78th top |
| ACL / Total Loans | 0.00% | — | — | 0th bottom |
| ACL / NPLs (Coverage) | 0.00% | — | — | 0th bottom |
| Texas Ratio | 0.82% | 5.47% | -4.65% | 85th top |
| Provision / NCO | 15.92% | — | — | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 23.92% | 14.99% | +8.93% | 95th top |
| Tier 1 Ratio | 23.92% | 15.02% | +8.90% | 94th top |
| Total Capital Ratio | 24.05% | — | — | 94th top |
| Leverage Ratio | 9.63% | 11.11% | -1.48% | 25th below |
| Equity / Assets | 11.46% | 11.02% | +0.44% | 68th above |
| TCE / Tangible Assets | 11.46% | — | — | 77th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 48.23% | 86.99% | -38.76% | 97th top |
| Core Deposit Ratio | 97.09% | 85.57% | +11.52% | 93rd top |
| Uninsured Deposit Ratio | 79.00% | 33.19% | +45.81% | 1st bottom |
| Wholesale Funding Ratio | 1.74% | — | — | 72nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -2.42% | — | — | 7th bottom |
| Loan Growth (Y/Y) | -40.23% | — | — | 0th bottom |
| Deposit Growth (Y/Y) | -0.08% | — | — | 17th bottom |
See SMBC Manubank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock SMBC Manubank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full SMBC Manubank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the SMBC Manubank peer analysis.