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SMBC Manubank: Tier 1 Risk-Based Capital Ratio

23.92% Ranks #189 of 2,134 U.S. banks · 91st percentile

Data as of · sourced from FFIEC call reports. How we update

SMBC Manubank reported a tier 1 risk-based capital ratio of 23.92% as of Q2 2026, ranking #189 of 2,134 U.S. banks (91st percentile). That is up 4.71 percentage points from 19.22% a year earlier, and above the 13.47% median of the 652 Large Community Banks ($1B–$10B in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 23.92%
Q1 2026 15.42%
Q4 2025 17.27%
Q3 2025 18.28%
Q2 2025 19.22%
Q1 2025 21.09%
Q4 2024 22.34%
Q3 2024 14.81%
Q2 2024 17.00%
Q1 2024 19.88%
Q4 2023 22.14%
Q3 2023 19.05%

National Context

Latest value 23.92%
National rank#189 of 2,134
Percentile 91st
12-quarter low14.81%
12-quarter high23.92%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is SMBC Manubank's Tier 1 Risk-Based Capital Ratio?

SMBC Manubank's Tier 1 Risk-Based Capital Ratio was 23.92% as of Q2 2026, ranking #189 of 2,134 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full SMBC Manubank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 18618) · FFIEC NIC profile (RSSD 930965)