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SNB Bank, N.A.: Return on Average Assets

-0.45% Ranks #3,582 of 3,645 U.S. banks · 2nd percentile

Data as of · sourced from FFIEC call reports. How we update

SNB Bank, N.A. reported a return on average assets of -0.45% as of Q2 2026, ranking #3,582 of 3,645 U.S. banks (2nd percentile). Return on Assets (ROA) measures net income divided by average total assets, the single most-watched US banking profitability metric.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 -0.45%
Q1 2026 0.46%
Q4 2025 -1.20%
Q3 2025 -1.16%
Q2 2025 7.02%
Q1 2025 -0.49%
Q4 2024 -5.26%
Q3 2024 0.81%
Q2 2024 0.06%
Q1 2024 0.21%
Q4 2023 -1.97%
Q3 2023 0.82%

National Context

Latest value -0.45%
National rank#3,582 of 3,645
Percentile 2nd
12-quarter low-5.26%
12-quarter high7.02%
Full rankingView leaderboard

What is the Return on Average Assets?

Return on Average Assets measures net income against the bank's average total assets over the period. It is the single most-watched profitability metric in banking because it normalizes for bank size and capital structure.

Most healthy US community banks report ROA between 0.8% and 1.4%. Anything above 1.5% is excellent (often signals specialty lending or premium funding cost advantage). Anything below 0.5% suggests structural profitability problems.

Full definition & formula →

Frequently asked questions

What is SNB Bank, N.A.'s Return on Average Assets?

SNB Bank, N.A.'s Return on Average Assets was -0.45% as of Q2 2026, ranking #3582 of 3,645 U.S. banks.

What is the Return on Average Assets?

Return on Average Assets measures net income against the bank's average total assets over the period. It is the single most-watched profitability metric in banking because it normalizes for bank size and capital structure.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full SNB Bank, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 4196) · FFIEC NIC profile (RSSD 394156)