Solon State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Solon State Bank of Solon, IA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -2.69% | 1.25% | -3.94% | 1st bottom |
| ROAE | -11.96% | 12.22% | -24.18% | 1st bottom |
| Net Interest Margin | 4.48% | 3.95% | +0.53% | 78th top |
| Efficiency Ratio | 38.47% | 63.71% | -25.24% | 96th top |
| PPNR / Avg Assets | 2.82% | — | — | 94th top |
| Yield on Earning Assets | 5.99% | 5.67% | +0.32% | 68th above |
| Cost of Funds | 1.90% | 1.87% | +0.03% | 44th below |
| Net Interest Spread | 3.46% | — | — | 56th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 11.69% | 0.88% | +10.81% | 0th bottom |
| NPA / Total Assets | 10.69% | — | — | 0th bottom |
| NCO / Avg Loans | 1.83% | 0.15% | +1.68% | 1st bottom |
| ACL / Total Loans | 2.22% | — | — | 96th top |
| ACL / NPLs (Coverage) | 19.03% | — | — | 1st bottom |
| Texas Ratio | 43.92% | 5.96% | +37.96% | 1st bottom |
| Provision / NCO | 434.34% | — | — | 71st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 23.00% | 11.75% | +11.25% | 97th top |
| Equity / Assets | 22.76% | 10.98% | +11.78% | 97th top |
| TCE / Tangible Assets | 22.76% | — | — | 97th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 95.94% | 80.44% | +15.50% | 17th bottom |
| Core Deposit Ratio | 89.01% | 86.95% | +2.06% | 50th above |
| Wholesale Funding Ratio | 2.98% | — | — | 56th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.92% | — | — | 10th bottom |
| Loan Growth (Y/Y) | 9.01% | — | — | 69th above |
| Deposit Growth (Y/Y) | 5.81% | — | — | 62nd above |
See Solon State Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Solon State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Solon State Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Solon State Bank peer analysis.