Solutions Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Solutions Bank of Forreston, IL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.90% | 1.25% | -0.35% | 27th below |
| ROAE | 16.53% | 12.22% | +4.31% | 73rd above |
| Net Interest Margin | 3.00% | 3.95% | -0.95% | 9th bottom |
| Efficiency Ratio | 68.79% | 63.71% | +5.08% | 30th below |
| PPNR / Avg Assets | 0.93% | — | — | 17th bottom |
| Yield on Earning Assets | 4.69% | 5.67% | -0.98% | 13th bottom |
| Cost of Funds | 1.80% | 1.87% | -0.07% | 50th above |
| Net Interest Spread | 2.62% | — | — | 17th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.49% | 0.88% | -0.39% | 46th below |
| NPA / Total Assets | 0.25% | — | — | 56th above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 82nd top |
| ACL / Total Loans | 0.90% | — | — | 17th bottom |
| ACL / NPLs (Coverage) | 181.23% | — | — | 44th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.88% | 5.96% | -0.08% | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.36% | 17.18% | -3.82% | 32nd below |
| Tier 1 Ratio | 13.36% | 17.21% | -3.85% | 32nd below |
| Total Capital Ratio | 14.08% | — | — | 27th below |
| Leverage Ratio | 8.83% | 11.75% | -2.92% | 10th bottom |
| Equity / Assets | 5.71% | 10.98% | -5.27% | 2nd bottom |
| TCE / Tangible Assets | 3.85% | — | — | 0th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 64.07% | 80.44% | -16.37% | 79th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.79% | 86.95% | +1.84% | 48th below |
| Wholesale Funding Ratio | 15.68% | — | — | 4th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.99% | — | — | 54th above |
| Loan Growth (Y/Y) | -0.73% | — | — | 19th bottom |
| Deposit Growth (Y/Y) | 2.71% | — | — | 40th below |
See Solutions Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Solutions Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Solutions Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Solutions Bank peer analysis.