Bank call report · Birmingham, AL
Southpoint Bank Call Report
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Southpoint Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 381 reported line items, schedule by schedule (904 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 3386536 |
| FDIC certificate number | 58088 |
| Total assets | $1.36B |
Official Q2 2026 call report PDF (FFIEC) →
Southpoint Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (27 items)
About Schedule RC · Southpoint Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.36B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.36B |
| Total Liabilities and Minority Interest | RCON2948 | $1.26B |
| Total Deposits | RCON2200 | $1.25B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.10B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.06B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.03B |
| Interest-bearing Balances | RCON0071 | $173.4M |
| Deposits: Noninterest-bearing | RCON6631 | $146.7M |
| Total Equity Capital | RCON3210 | $104.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $104.5M |
| Surplus | RCON3839 | $92.3M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $45.3M |
| Other Assets | RCON2160 | $42.9M |
| Allowance for Loan and Lease Losses | RCON3123 | $29.2M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $25.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $17.3M |
| Intangible Assets | RCON2143 | $14.0M |
| Goodwill | RCON3163 | $12.6M |
| Federal Funds Sold | RCONB987 | $10.0M |
| Other Liabilities, Total | RCON2930 | $9.2M |
| Accumulated Other Comprehensive Income | RCONB530 | -$7.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $6.7M |
| Other Real Estate Owned | RCON2150 | $5.8M |
| Common Stock | RCON3230 | $2.1M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCON2130 | $1.8M |
| Loans and Leases Held for Sale | RCON5369 | $1.8M |
Schedule RI: Income Statement (39 items)
About Schedule RI · Southpoint Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $40.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $35.8M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $25.4M |
| Provision for Loan and Lease Losses | RIAD4230 | $25.3M |
| Net Interest Income | RIAD4074 | $21.2M |
| Total Interest Expense | RIAD4073 | $19.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $18.8M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$16.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$16.8M |
| Total Noninterest Expense | RIAD4093 | $16.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$12.4M |
| Net Income (Loss) | RIAD4340 | -$12.4M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$12.4M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $10.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $9.6M |
| Salaries and Employee Benefits | RIAD4135 | $8.5M |
| Other Noninterest Expense | RIAD4092 | $7.3M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $6.0M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $5.0M |
| Applicable Income Taxes | RIAD4302 | -$4.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $4.3M |
| Total Noninterest Income | RIAD4079 | $4.2M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $3.5M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $2.5M |
| Other Noninterest Income | RIADB497 | $895K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $783K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $760K |
| Interest on Other Securities | RIAD4060 | $523K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $322K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $321K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $207K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $207K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $196K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $159K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $134K |
| Other Interest Income | RIAD4518 | $43K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$20K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$5K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 129 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $180.1M |
| Balances Due from Federal Reserve Banks | RCON0090 | $130.1M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $45.6M |
| Currency and Coin | RCON0080 | $4.4M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $10K |
Schedule RC-B: Securities (13 items)
About Schedule RC-B · Southpoint Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $16.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $15.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $54.4M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $36.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $28.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $23.8M |
| Pledged Securities | RCON0416 | $19.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $15.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $4.6M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $1.5M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $1.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $1.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $450K |
Schedule RC-C, Part I: Loans and Leases (39 items)
About Schedule RC-C, Part I · Southpoint Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.06B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $292.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $274.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $266.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $206.1M |
| Pledged Loans and Leases | RCONG378 | $204.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $198.3M |
| Commercial and Industrial Loans | RCON1766 | $198.1M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $198.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $193.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $116.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $102.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $100.6M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $66.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $64.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $62.8M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $45.7M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $41.6M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $34.3M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $20.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $18.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $16.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $13.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $13.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $12.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $12.1M |
| Real Estate Loans Secured by Farmland | RCON1420 | $6.6M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $6.3M |
| Other Loans | RCONJ464 | $6.3M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $5.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $5.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $2.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.8M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $1.6M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $1.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $1.4M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $1.4M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $866K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $115K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $38.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $33.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $12.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $4.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $4.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $1.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $1.1M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $542K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $328K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $275K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $72K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 191 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 136 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 135 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 96 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 39 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 12 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 12 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 8 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 7 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 6 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 2 |
Schedule RC-E: Deposit Liabilities (32 items)
About Schedule RC-E · Southpoint Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.23B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.16B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $516.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $313.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $309.7M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $291.3M |
| Total Brokered Deposits | RCON2365 | $291.3M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $230.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $206.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $205.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $173.5M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $166.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $153.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $85.7M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $65.4M |
| Total reciprocal deposits | RCONJH83 | $65.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $62.3M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $40.2M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $35.9M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $35.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $32.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $29.0M |
| Total Transaction Accounts | RCON2215 | $21.0M |
| Total Demand Deposits (See Note Below) | RCON2210 | $20.6M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $19.4M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $18.8M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $2.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $1.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.1M |
| Total Nontransaction Accounts of United States Government | RCON2520 | $392K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $94K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $13.9M |
| Other Assets | RCON2168 | $12.9M |
| Net Deferred Tax Assets | RCON2148 | $11.2M |
| Accrued Interest Receivable | RCONB556 | $3.5M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.4M |
| Prepaid Expenses | RCON2166 | $697K |
| Accounts Receivable | RCONFT34 | $148K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $7.2M |
| Deferred Compensation Liabilities | RCONC011 | $2.5M |
| Operating lease liabilities | RCONLB56 | $2.3M |
| Accounts Payable | RCON3066 | $1.4M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $991K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $964K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Southpoint Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.40B |
| Quarterly Average of Total Loans | RCON3360 | $1.11B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $575.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $503.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $472.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $267.6M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $261.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $211.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $174.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $48.0M |
| All Other Securities | RCONB560 | $38.2M |
| Mortgage-backed Securities | RCONB559 | $17.2M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $10.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $3.7M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $1.3M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · Southpoint Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Off-balance Sheet Liabilities | RCON3430 | $97.8M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $97.8M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $52.3M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $23.7M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $23.5M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $23.3M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $11.5M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $4.0M |
Schedule RC-M: Memoranda (6 items)
About Schedule RC-M · Southpoint Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $7.1M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $2.4M |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $2.3M |
| All other intangible assets | RCONJF76 | $1.5M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $1.1M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 7 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (24 items)
About Schedule RC-N · Southpoint Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $37.5M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $13.2M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $12.7M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $9.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $5.0M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $4.5M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $3.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $2.2M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $1.7M |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $1.6M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $719K |
| All Other Loans - Nonaccrual | RCON5461 | $587K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $418K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $272K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $272K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $263K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $204K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $174K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $144K |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $135K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $77K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing | RCON5399 | $30K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $21K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $16K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Southpoint Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.40B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.25B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $773.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $446.1M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $165.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $103.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $23.2M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $5.9M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 18,643 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 749 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 468 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 16 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (2 items)
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Southpoint Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (27 items)
About Schedule RC-R, Part I · Southpoint Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $1.40B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.38B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.06B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $108.2M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $104.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $97.7M |
| Common Equity Tier 1 Capital | RCOAP859 | $94.7M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $94.7M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $94.4M |
| Retained Earnings | RCOAKW00 | $17.3M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $17.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $13.5M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $13.5M |
| Tier 2 Capital Before Deductions | RCOAP870 | $13.5M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $12.6M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$7.2M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$7.2M |
| Eligible Retained Income | RCOAH313 | -$6.5M |
| LESS: DTAs arising from temporary differences that could not be realized through net operating loss carrybacks, net of related valuation allowances and net of DTLs that exceed the 25 percent of line 12. | RCOALB60 | $3.0M |
| Total Adjustments and Deductions for Common Equity Tier 1 Capital | RCOAP858 | $3.0M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $1.5M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1018 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.0891 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.0891 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0686 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0218 |
Schedule RC-R, Part II: Risk-Weighted Assets (55 items)
About Schedule RC-R, Part II · Southpoint Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.08B |
| Total Risk-weighted Assets | RCONG641 | $1.06B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $856.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $856.0M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $822.9M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $759.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $697.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $275.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $275.7M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $262.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $227.1M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $180.1M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $137.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $137.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $137.0M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $135.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $122.8M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $122.8M |
| Total All Other Assets | RCOND981 | $89.8M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $88.3M |
| Unconditionally Cancellable Commitments | RCONS540 | $76.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $61.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $45.3M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $44.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $40.8M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $40.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $39.7M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$38.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $35.7M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $35.3M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $35.3M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $26.9M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $26.0M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $24.6M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $23.5M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $23.5M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $23.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $22.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $20.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $10.1M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $10.0M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $10.0M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$9.1M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $5.6M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $5.6M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $5.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $5.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $4.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $4.6M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $1.8M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $1.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $1.8M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $1.5M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $1.3M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $245K |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $117.0M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $117.0M |
| Total Equity Capital | RIAD3210 | $104.5M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $600K |
| Other Comprehensive Income | RIADB511 | $350K |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $225K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (12 items)
About Schedule RI-B, Part I · Southpoint Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $24.0M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $21.0M |
| 1-4 Family Residential Construction Loans, Charge-offs | RIADC891 | $1.7M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $764K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $522K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $290K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $278K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $49K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $12K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $12K |
| Charge-offs on Automobile Loans | RIADK129 | $10K |
| Charge-offs on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC235 | $9K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Southpoint Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $29.2M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $27.6M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $24.0M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $135K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.06B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $477.1M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $242.1M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $231.2M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $106.2M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $29.2M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $20.2M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $6.4M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $4.8M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $2.0M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $411K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $147K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $1.6M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $595K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $509K |
| Second Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4499 | $225K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $192K |
Southpoint Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Southpoint Bank call report?
The Southpoint Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Southpoint Bank file?
Southpoint Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Southpoint Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Southpoint Bank has Federal Reserve RSSD ID 3386536 and FDIC certificate number 58088. Either one finds its filings on the FFIEC Central Data Repository.
How often does Southpoint Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Southpoint Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 58088) · FFIEC NIC profile (RSSD 3386536)