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Sovereign Bank: Common Equity Tier 1 Capital Ratio

10.13%

Data as of · sourced from FFIEC call reports. How we update

Sovereign Bank reported a common equity tier 1 capital ratio of 10.13% as of Q3 2022. The Common Equity Tier 1 (CET1) ratio is the most-watched US bank capital metric, measuring common equity against risk-weighted assets.

12-Quarter Trend

Q3 2021 Latest
Q3 2022 10.13%
Q2 2022 11.94%
Q1 2022 11.01%
Q4 2021 11.43%
Q3 2021 13.81%

National Context

Latest value 10.13%
12-quarter low10.13%
12-quarter high13.81%
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What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Most well-managed US community banks report CET1 ratios between 11% and 16%. Ratios above 14% generally indicate comfortable capital cushions; below 10% triggers regulatory attention. The CET1 ratio should be read alongside the Tier 1 leverage ratio (which doesn't weight assets by risk), since a bank can have a high CET1 ratio while still being thinly capitalized on a leverage basis.

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Frequently asked questions

What is Sovereign Bank's Common Equity Tier 1 Capital Ratio?

Sovereign Bank's Common Equity Tier 1 Capital Ratio was 10.13% as of Q3 2022.

What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Sovereign Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 25738) · FFIEC NIC profile (RSSD 396253)