Bank call report · Wyoming, OH
Spring Valley Bank Call Report
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Spring Valley Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 176 reported line items, schedule by schedule (493 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2607412 |
| FDIC certificate number | 34386 |
| Total assets | $113.6M |
Official Q2 2026 call report PDF (FFIEC) →
Spring Valley Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (20 items)
About Schedule RC · Spring Valley Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $113.6M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $113.6M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $104.2M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $103.7M |
| Total Liabilities and Minority Interest | RCON2948 | $74.6M |
| Total Deposits | RCON2200 | $67.0M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $61.9M |
| Total Equity Capital | RCON3210 | $39.0M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $39.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $33.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $8.4M |
| Other Borrowed Money | RCON3190 | $7.1M |
| Deposits: Noninterest-bearing | RCON6631 | $5.1M |
| Surplus | RCON3839 | $3.3M |
| Common Stock | RCON3230 | $2.0M |
| Other Assets | RCON2160 | $1.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $494K |
| Other Liabilities, Total | RCON2930 | $449K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $134K |
| Intangible Assets | RCON2143 | $117K |
Schedule RI: Income Statement (30 items)
About Schedule RI · Spring Valley Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $4.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $4.2M |
| Net Interest Income | RIAD4074 | $3.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.4M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $1.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.7M |
| Net Income (Loss) | RIAD4340 | $1.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.7M |
| Total Noninterest Expense | RIAD4093 | $1.5M |
| Total Interest Expense | RIAD4073 | $1.2M |
| Salaries and Employee Benefits | RIAD4135 | $854K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $764K |
| Other Noninterest Expense | RIAD4092 | $569K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $231K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $160K |
| Other Interest Expense | RIADGW44 | $132K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $96K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $64K |
| Total Noninterest Income | RIAD4079 | $57K |
| Other Noninterest Income | RIADB497 | $54K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $52K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $22K |
| Provision for Loan and Lease Losses | RIAD4230 | -$16K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$13K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $10K |
| Other Interest Income | RIAD4518 | $7K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $3K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 9 |
Schedule RC-C, Part I: Loans and Leases (25 items)
About Schedule RC-C, Part I · Spring Valley Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $104.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $35.5M |
| Pledged Loans and Leases | RCONG378 | $33.6M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $29.4M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $24.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $24.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $23.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $21.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $17.9M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $14.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $12.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $10.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $6.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $5.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $3.3M |
| Commercial and Industrial Loans | RCON1766 | $2.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $1.9M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $1.8M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $1.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $1.1M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $520K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $479K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $430K |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $290K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $12K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $11.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $3.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $610K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $115K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 29 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 25 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 15 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 1 |
Schedule RC-E: Deposit Liabilities (25 items)
About Schedule RC-E · Spring Valley Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $60.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $36.2M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $35.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $25.0M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $24.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $21.3M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $16.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $16.1M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $15.7M |
| Total Brokered Deposits | RCON2365 | $15.7M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $14.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $11.2M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $8.0M |
| Total Transaction Accounts | RCON2215 | $6.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $6.8M |
| Total Demand Deposits (See Note Below) | RCON2210 | $5.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $4.5M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $4.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $3.7M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $2.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $796K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $403K |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $99K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (13 items)
About Schedule RC-K · Spring Valley Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $114.3M |
| Quarterly Average of Total Loans | RCON3360 | $104.0M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $64.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $37.9M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $36.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $18.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $9.4M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $7.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $4.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $1.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $1.8M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $120K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $38K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · Spring Valley Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Off-balance Sheet Liabilities | RCON3430 | $8.5M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $2.7M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $2.2M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $526K |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $45K |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · Spring Valley Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $6.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $6.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $1.1M |
| All other intangible assets | RCONJF76 | $117K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (5 items)
About Schedule RC-N · Spring Valley Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $447K |
| Additions to Nonaccrual Assets | RCONC410 | $326K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $175K |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $157K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $115K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Spring Valley Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $114.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $67.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $48.3M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $38.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $17.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $1.1M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 737 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 40 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 28 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (17 items)
About Schedule RC-R, Part I · Spring Valley Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $114.3M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $114.2M |
| Total Assets | RCOA2170 | $113.6M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $39.0M |
| Common Equity Tier 1 Capital | RCOAP859 | $38.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $38.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $38.9M |
| Retained Earnings | RCOAKW00 | $33.7M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $5.4M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $5.4M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $5.3M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $117K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $117K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.3407 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.048 |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $39.7M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $39.7M |
| Total Equity Capital | RIAD3210 | $39.0M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $2.4M |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Spring Valley Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $510K |
| Allowance for Loan and Lease Losses | RIAD3123 | $494K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $3K |
Spring Valley Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Spring Valley Bank call report?
The Spring Valley Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Spring Valley Bank file?
Spring Valley Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Spring Valley Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Spring Valley Bank has Federal Reserve RSSD ID 2607412 and FDIC certificate number 34386. Either one finds its filings on the FFIEC Central Data Repository.
How often does Spring Valley Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Spring Valley Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 34386) · FFIEC NIC profile (RSSD 2607412)