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Spring Valley City Bank: Non-Performing Assets Ratio

0.07% Ranks #2,897 of 3,653 U.S. banks · 21st percentile

Data as of · sourced from FFIEC call reports. How we update

Spring Valley City Bank reported a non-performing assets ratio of 0.07% as of Q2 2026, ranking #2,897 of 3,653 U.S. banks (21st percentile). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 0.07%
Q1 2026 0.09%
Q4 2025 0.09%
Q3 2025 0.09%
Q2 2025 0.12%
Q1 2025 1.01%
Q4 2024 0.99%
Q3 2024 1.19%
Q2 2024 1.19%
Q1 2024 1.16%
Q4 2023 1.19%
Q3 2023 1.57%

National Context

Latest value 0.07%
National rank#2,897 of 3,653
Percentile 21st
12-quarter low0.07%
12-quarter high1.57%
Full rankingView leaderboard

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.

Full definition & formula →

Frequently asked questions

What is Spring Valley City Bank's Non-Performing Assets Ratio?

Spring Valley City Bank's Non-Performing Assets Ratio was 0.07% as of Q2 2026, ranking #2897 of 3,653 U.S. banks.

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Spring Valley City Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 12087) · FFIEC NIC profile (RSSD 452841)