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Spring Valley City Bank: Return on Average Equity

7.76% Ranks #2,875 of 3,648 U.S. banks · 21st percentile

Data as of · sourced from FFIEC call reports. How we update

Spring Valley City Bank reported a return on average equity of 7.76% as of Q2 2026, ranking #2,875 of 3,648 U.S. banks (21st percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 7.76%
Q1 2026 5.82%
Q4 2025 4.72%
Q3 2025 5.39%
Q2 2025 5.45%
Q1 2025 4.20%
Q4 2024 4.40%
Q3 2024 3.44%
Q2 2024 4.95%
Q1 2024 2.67%
Q4 2023 3.55%
Q3 2023 4.55%

National Context

Latest value 7.76%
National rank#2,875 of 3,648
Percentile 21st
12-quarter low2.67%
12-quarter high7.76%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Spring Valley City Bank's Return on Average Equity?

Spring Valley City Bank's Return on Average Equity was 7.76% as of Q2 2026, ranking #2875 of 3,648 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Spring Valley City Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 12087) · FFIEC NIC profile (RSSD 452841)