State Bank of Burrton: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 3.47 percentage points lower than in Q1 2026, at 65.40%. State Bank of Burrton ranks 128th of 182 Kansas banks on loan-to-deposit ratio, in the lower half at 65.40% (Q2 2026). The median for banks in the < $100M asset tier is 67.92% on loan-to-deposit ratio. State Bank of Burrton sits 2.52 points lower, at 65.40% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $5.5M |
| Net loans and leases | $5.4M |
| Loans held for sale | $0 |
| Loans to total assets | 58.94% |
| Loan-to-deposit ratio | 65.40% |
| Net loans to equity capital | 5.95% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 6.01% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 29.87% |
| Consumer | 7.50% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 25.67% |
| Construction concentration (Tier 1 capital + allowance) | 0.00% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 7.22% |
| Interest income on loans | $88K |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $6.6M | $10.9M | 1.65% | 18.11% | 5.52% |
| Q4 2023 | $6.7M | $9.9M | 1.57% | 22.06% | 4.85% |
| Q1 2024 | $7.1M | $10.7M | 3.15% | 25.36% | 4.63% |
| Q2 2024 | $6.8M | $10.9M | 1.45% | 25.85% | 4.69% |
| Q3 2024 | $6.5M | $10.1M | 1.47% | 26.01% | 4.46% |
| Q4 2024 | $6.0M | $10.2M | 1.56% | 22.73% | 7.10% |
| Q1 2025 | $5.5M | $9.9M | 1.61% | 24.07% | 7.53% |
| Q2 2025 | $5.4M | $8.8M | 1.60% | 24.29% | 5.45% |
| Q3 2025 | $5.8M | $8.6M | 5.92% | 26.65% | 6.85% |
| Q4 2025 | $5.5M | $7.6M | 6.16% | 25.74% | 7.45% |
| Q1 2026 | $5.8M | $8.5M | 5.75% | 32.04% | 6.99% |
| Q2 2026 | $5.5M | $8.4M | 6.01% | 29.87% | 7.50% |
State Bank of Burrton loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock State Bank of Burrton, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Bank of Burrton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16583) · FFIEC NIC profile (RSSD 21256)