State Bank of Burrton: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Cost of interest-bearing deposits fell 0.31 percentage points from Q1 2026 to Q2 2026, ending at 1.09% against 1.40%. It was the largest change among the key lines on this page. Among 182 Kansas banks, State Bank of Burrton sits 3rd from the top on net interest margin, 5.54% as of Q2 2026. State Bank of Burrton reported 5.54% on net interest margin for Q2 2026, 1.65 points above the 3.89% median for banks in the < $100M asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.19% |
| Yield on loans | 7.22% |
| Yield on securities | 3.35% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.63% |
| Cost of interest-bearing deposits | 1.09% |
| Cost of interest-bearing liabilities | 1.09% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 5.54% |
| Yield to cost spread | 5.10% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $88K |
| Total interest expense | $13K |
| Interest expense on deposits | $13K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.59% | 0.79% | 3.82% | 6.65% | 0.71% |
| Q4 2023 | 2.32% | 1.26% | 1.07% | 2.62% | 0.76% |
| Q1 2024 | 5.14% | 1.21% | 3.88% | 6.48% | 0.82% |
| Q2 2024 | 4.94% | 1.33% | 3.58% | 5.75% | 1.81% |
| Q3 2024 | 5.39% | 1.28% | 4.03% | 6.09% | 2.26% |
| Q4 2024 | 5.06% | 1.27% | 3.83% | 6.38% | 2.22% |
| Q1 2025 | 5.86% | 1.20% | 4.66% | 8.14% | 2.26% |
| Q2 2025 | 5.31% | 1.03% | 4.29% | 6.75% | 2.53% |
| Q3 2025 | 5.76% | 1.06% | 4.71% | 7.04% | 2.83% |
| Q4 2025 | 6.05% | 0.78% | 5.25% | 6.92% | 3.04% |
| Q1 2026 | 6.21% | 0.78% | 5.41% | 7.07% | 3.35% |
| Q2 2026 | 6.19% | 0.63% | 5.54% | 7.22% | 3.35% |
State Bank of Burrton yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock State Bank of Burrton, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Bank of Burrton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16583) · FFIEC NIC profile (RSSD 21256)