State Bank of Eagle Butte: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Equity capital to average assets, which rose 0.60 percentage points to 11.15%. Within South Dakota, State Bank of Eagle Butte is 8th of 36 on CET1 ratio, 23.47% as of Q2 2026. The median for banks in the < $100M asset tier is 19.96% on CET1 ratio. State Bank of Eagle Butte sits 3.51 points higher, at 23.47% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 23.47% |
| Tier 1 risk-based capital ratio | 23.47% |
| Total risk-based capital ratio | 24.73% |
| Tier 1 leverage ratio | 12.37% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $9.9M |
| Tier 1 capital | $9.9M |
| Total risk-based capital | $10.5M |
| Total equity capital | $9.0M |
| Risk-weighted assets | $42.3M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.16% |
| Tangible equity to tangible assets | 11.16% |
| Equity capital to average assets | 11.15% |
| Internal capital growth rate | 7.39% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $48K |
| Common stock surplus | $4.6M |
| Retained earnings | $5.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$977K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 19.37% | 19.37% | 20.63% | 10.17% | $41.8M |
| Q4 2023 | 20.26% | 20.26% | 21.52% | 10.23% | $40.3M |
| Q1 2024 | 21.48% | 21.48% | 22.74% | 11.39% | $38.7M |
| Q2 2024 | 21.11% | 21.11% | 22.37% | 11.88% | $40.2M |
| Q3 2024 | 20.54% | 20.54% | 21.80% | 11.69% | $42.3M |
| Q4 2024 | 21.07% | 21.07% | 22.33% | 11.16% | $41.7M |
| Q1 2025 | 21.39% | 21.39% | 22.65% | 11.29% | $42.5M |
| Q2 2025 | 21.90% | 21.90% | 23.15% | 11.40% | $42.3M |
| Q3 2025 | 21.54% | 21.54% | 22.80% | 11.85% | $44.1M |
| Q4 2025 | 21.99% | 21.99% | 23.25% | 11.03% | $43.2M |
| Q1 2026 | 23.73% | 23.73% | 24.99% | 11.75% | $41.2M |
| Q2 2026 | 23.47% | 23.47% | 24.73% | 12.37% | $42.3M |
State Bank of Eagle Butte regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock State Bank of Eagle Butte, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Bank of Eagle Butte profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18145) · FFIEC NIC profile (RSSD 403656)