State Bank of Eagle Butte: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks State Bank of Eagle Butte of Eagle Butte, SD against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.81% | 0.85% | -0.04% | 36th below |
| ROAE Ahead of the peer average, behind the median peer. | 7.31% | 5.23% | +2.08% | 41st below |
| Net Interest Margin | 6.11% | 3.94% | +2.17% | 98th top |
| Efficiency Ratio | 81.10% | 74.96% | +6.14% | 26th below |
| PPNR / Avg Assets | 1.25% | — | — | 50th above |
| Yield on Earning Assets | 6.80% | 5.42% | +1.38% | 93rd top |
| Cost of Funds | 0.77% | 1.69% | -0.92% | 88th top |
| Net Interest Spread | 5.75% | — | — | 99th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.07% | 1.34% | -1.27% | 61st above |
| NPA / Total Assets | 0.03% | — | — | 59th above |
| NCO / Avg Loans | 0.13% | 0.11% | +0.02% | 14th bottom |
| ACL / Total Loans | 2.75% | — | — | 91st top |
| ACL / NPLs (Coverage) | 3881.82% | — | — | — |
| Texas Ratio | 0.22% | 7.23% | -7.01% | 63rd above |
| Provision / NCO | 13.27% | — | — | 42nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 23.47% | 25.12% | -1.65% | 53rd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 23.47% | 25.12% | -1.65% | 53rd above |
| Total Capital Ratio | 24.73% | — | — | 54th above |
| Leverage Ratio | 12.37% | 14.13% | -1.76% | 42nd below |
| Equity / Assets | 11.16% | 13.07% | -1.91% | 37th below |
| TCE / Tangible Assets | 11.16% | — | — | 39th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 43.75% | 68.58% | -24.83% | 79th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 89.40% | 88.79% | +0.61% | 37th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.67% | — | — | 47th below |
| Loan Growth (Y/Y) | -0.75% | — | — | 36th below |
| Deposit Growth (Y/Y) | 1.91% | — | — | 47th below |
See State Bank of Eagle Butte's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock State Bank of Eagle Butte, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full State Bank of Eagle Butte profile, how to read a UBPR, or how this data updates.